Climb - Debt Tracker

John Kenneth Teodoro

About this app

Know when you could become debt-free.

Climb is a debt tracker that turns your loans and credit cards into a clear, personalized plan - no spreadsheets or account needed. Just add your debts and start climbing out.

SMART DEBT TRACKING
- Add all your debts in one place
- Credit cards, car loans, student loans, and more
- Track balances, interest rates, and minimum payments

PERSONALIZED PAYOFF PLAN
- Debt Snowball: pay smallest debts first for quick wins
- Debt Avalanche: pay highest interest first to reduce interest costs
- See your estimated debt-free date based on your payoff plan

DEBT COACH (WORKS OFFLINE)
- Built-in coach that knows YOUR actual debts
- Get personalized payoff advice — no internet needed
- Motivational guidance to keep you going when it gets hard

EXPORT & SHARE
- Export your full debt summary as PDF or Excel
- Share your progress with anyone in seconds

TRACK YOUR PROGRESS
- Mark debts as paid and celebrate every win
- Hit milestones on your journey to financial freedom
- Watch your total debt shrink over time

STAY ON TRACK
- Payment reminders so you never miss a due date
- Biometric lock (fingerprint/face) to keep your data secure

PERSONALIZE YOUR EXPERIENCE
- Light mode, dark mode, and auto theme
- Supports Philippine Peso ₱ and all major currencies

PRIVACY FIRST
- No account or sign-up required
- Your data never leaves your device
- Works 100% offline, always

Your debt won't pay itself. Start climbing out today.