Klover - Instant Cash Advance

Contains ads
44.9K reviews
Content rating
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About this app

Your payday can’t come soon enough! That’s where we come in.

You can get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.

Enter your name, email and phone to sign up in seconds
Connect your bank so we know where to send your money
Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!

Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

We’re not your typical financial Institution. Our biggest goal is to see you financially free.

So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.

By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money.

Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.

Got a question? Reach out to us at info@joinklover.com

Disclaimer: Klover does not offer loans. We are NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned.
Updated on
Feb 6, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
44.9K reviews
Carlos H. Tenorio
February 1, 2023
Overall the app works great and is easy to use. Advances are based off points you get from surveys or games, and the amounts are small $10, $15, $20 and $30 being the highest, based on the points you have accumulated . I was able to get enough points for a money advanced of $20. However you still pay back the advance even though you spent you time gaining points. Which is pretty discouraging when other point based apps do not require a payback. Also expedited transfer fees are a little bit high.
11 people found this review helpful
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January 9, 2023
Not a bad app. Kind of interesting you have to watch ads, scan receipts, etc to get points for your advance but whatever it's easy. No issues until recently, it has connection issues with my bank every other week now! And it won't reconnect. They blame my bank, my bank says there's no issue on their end. Guess they don't want my money! I'll just go through Dave instead, way easier app.
77 people found this review helpful
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Klover Holdings
January 11, 2023
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at support@joinklover.com.
Kendi Dockum
November 18, 2022
I seem to be having issues receiving the advance that I request if I select the standard delivery option (the free option that takes a few days), but when I pay to have it sent to my account faster, I have no issues. I don't know if this is a bug on the app's end or my bank's problem, but it's happened the last few times I've tried it. It wouldn't be such a big deal paying for the express option if the fees weren't so expensive.
221 people found this review helpful
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What's new

- Bug fixes and performance improvements.