Cuentas Prepaid Mastercard®

345 reviews
Content rating
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About this app

The Cuentas Prepaid Mastercard® is a mobile app that lets you manage your money on the go. With features like no credit check and no fee direct deposit, you can check your balance at any time to stay in control of your money. Transfer money to another Cuentas cardholder for free, receive your direct deposit up to 2 days earlier, conveniently make online purchases, pay for groceries, and pay your bills. The Cuentas Prepaid Mastercard® funds are FDIC insured and can be used wherever debit Mastercard® is accepted.
Sign Up for the Cuentas Prepaid Mastercard® today to receive $5 of free International Long-Distance credit. Cuentas cardholders also enjoy discounts from top brands like: Amazon Cash, AT&T, Playstation, Verizon, XBOX, Burger King and more within the Cuentas Store in-app.

Cuentas Prepaid Mastercard® is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International. Terms and conditions apply.

How to qualify:
- You must be over 18 years old
- Have a valid ITIN/SSN and any of the following government IDs from the USA and Other Select Countries:
o Passport
o Driver’s License
o Matricula Consular ID
o US Resident “Green” Card
o H-1B Visa card
o Other Government ID
- Have a physical address in the US

Cardholder benefits:
• No credit check or background check
• Fee Free transfer of funds from Cuentas cardholders to Cuentas cardholders
• No Fee Direct Deposit for paychecks or government issued checks
• Add funds at over 200,000 VanillaDirect Load locations
• Earn $5.00 in International Long-Distance Minutes upon registration
• Discounts from top brands in the Cuentas Store
• Withdraw funds at ATM cash machines and banks
• Valid in countries where debit Mastercard® is accepted
• No minimum balance required
• Set up account alerts to stay in control of your money
• See the Cardholder Agreement for details and limits
Updated on
Feb 17, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
Data can’t be deleted
345 reviews
Shah Moradian
February 3, 2021
182 reviews and real ones are rated low. Nothing personal Cuentas, just tried your app to check it out. Don't see anything special vs current cards and bank apps. Also, a fee for everything is absolutely not going to help you guys gain customers... re-think your pricing and biz model... free advice
19 people found this review helpful
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Cuentas Inc
February 19, 2021
Thank you for your feedback. We are constantly reviewing our fees and the various benefits that the card will be providing. Our in-app purchases and discounts are benefits not offered by others. Thank you for your review!
Nichole Majewski
November 19, 2020
Hey!!!why are you false advertising???? The only reason I got reeled in to your SCAM or what sure seems like it was because i clearly state that I could receive my stimulus payment in 24 hours if I signed in and agreed to all your terms and conditions I did everything correctly spent over 1 hour reading all policys then repeatedly typed in my SS#because kept going back to the beginning?DOB register?now won't load and frozen!No Stimulus No Nada.what gives? you have my private info.I have0? DOOPED
105 people found this review helpful
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Cuentas Inc
November 21, 2020
Nichole, we apologize for the confusion. The Government will determine if and when the Stimulus Payments are to be paid. Cuentas offers its customer the opportunity to have these payments electronically direct deposited to your account and your funds will be available within 24 hours. That is just one of several benefits offered.
Derek Marsh
October 21, 2020
Aweful.... if I could give it zero stars, that's what it would get. I thought I could use it to deposit my stimulus check, but I never got a phone code. DONT WASTE MY TIME!! Edit...who is James!? Lol
29 people found this review helpful
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Cuentas Inc
October 21, 2020
Hi Derek, We'd love to help you to improve your experience with Cuentas and we'd love to hear from you get in touch with us at we will get back to you immediately.

What's new

We are constantly working to improve the Cuentas app with updates and bug fixes. In this release, we’ve identified and addressed a camera permissions bug when validating identification during a Western Union transaction. This bug fix allows a seamless experience for Cuentas customers.