KrazyBee Student Credit Platform Buy Now Pay Later

KrazyBee is India's Largest Student Credit Platform that helps college students in India Buy Now Pay Later via a flexible monthly payment plan. With an EMI option for college students, it is our endeavor to bridge the gap between their financial constraints & their dreams. The best part is, the student need not have a credit card to make a purchase via KrazyBee.

Our Offerings

Cash Credit Loan - We offer the KrazyBee Student Paycard, India’s first ever Student Credit Wallet through which they can make online purchases and take care of various college expenses (such as buying reference books, study materials, online courses, etc). Along with Paycard, we also offer them Paytm Recharges.

E-commerce Loan - This enable college-going students in India to make online purchases on any e-commerce platform. Clothing, accessories & latest electronic gadgets – they are now at your fingertips. We have partnered with many leading brands like Amazon, Flipkart, Xiaomi, & Lenovo, and offer Amazon and Myntra Gift Cards as well.

Semester Loan - Need funds for college fees? KrazyBee’s Semester Loan is a backup plan for all students who cannot avail or afford an education loan. We believe that no student should be asked to give up on their dream of getting into their preferred course or college due to inadequate funds.

Two-Wheeler Loans - So that students can juggle between classes, tutions, and hanging out with their friends easily.


1. You must be a college student over 18 years of age.
2. You must be enrolled in a full-time degree course (non-Diploma).
3. Your college must be listed in our approved set of colleges & must be in a city where we currently have operations.
4. You must have a minimum of 3 months left until your graduation date.

Repayment Tenure

Up to 12 months

Documents required

You need the following documents to register on the KrazyBee student credit platform:
a. College ID Proof (College ID card)
b. Address & ID Proof (Masked e-Aadhaar/Voter ID/Driving License/Passport)
c. Signature on the Loan Facility Agreement

Additional documents required

a. Latest mark-sheet/college fee receipt (for semester loan)
b. Driver’s license (for two-wheeler loan)

We also require your guardian’s signature on the NACH form and his approval in case of a semester/two-wheeler loan.

How it works

a. Download the KrazyBee College Student App.
b. Upload basic KYC documents.
c. Complete a one-time Physical Verification & Video Verification and Sign the Loan Agreement, either on Campus or Online.
d. Share the product from your e-commerce platform to the KrazyBee app, or select the item you want to purchase directly on the KrazyBee app.
e. Make a Minimal Down Payment once your order is approved.
f. Enjoy your Credit Purchase.


a. Hassle-free financing with doorstep-delivery of products
b. Offers India’s first ever Student Credit Card
c. Buy Now, Pay Later in easy Student EMIs
d. Minimal documentation, downpayment, and processing time
e. Partnerships with leading brands (Amazon, Flipkart, Xiaomi, Lenovo, Huawei, etc)

Our Locations

We are operational in 33 cities: Ahmedabad, Aurangabad, Bangalore, Bhopal, Chennai, Coimbatore, Davengere, Guntur, Hosur, Hubli/Dharawada, Hyderabad, Indore, Jabalpur, Kanchipuram, Kolhapur/Sangli, Mangalore, Manipal, Mumbai, Mysuru, Nagpur, Namakkal, Nellore, Nasik, Nellore, Pondicherry, Pune, Salem, Tirupati, Vellore, Vijayawada, Visakhapatnam, Tirupati, Warangal.

For more queries -

For any support - Call us at 08044292222 or email at
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Additional Information

April 15, 2019
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
Finnovation Tech Solutions Pvt Ltd
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