KreditBee is an online personal loan app trusted by over 50 million Indians. Get a quick personal loan at attractive interest rates for a hassle-free experience. Apply for a quick online loan and get the amount directly in your bank account. Whether salaried or self-employed, get easy funds - anytime, anywhere.
● Online personal loans from ₹1,000 to ₹5,00,000
● Interest rates - 17% to 29.95% p.a.
● Tenures - 7 to 36 months
● APR range - 17 to 45%
● Low transaction fees
● Quick loans & easy EMI
What makes KreditBee ideal for every customer?
● Quick online loan
● Low interest rates
● Easy application process
● Fast loan approval
● Digital processing & quick loan disbursal
● Easy repayment with manageable EMI
✨Features of KreditBee personal loan app
✔ Quick Approval – Get a personal loan approved in minutes on our loan app
✔ Flexible Repayment Options – Choose to pay online loan within 7 to 36 months depending on your eligibility
✔ Digital process– Enjoy hassle-free documentation with our online personal loan app. Submit required documents online
✔ Full Transparency - No hidden costs
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi
Why KreditBee?
Loan for All Purposes: From financing big purchases, short or long domestic/international trips, education, shopping, wedding expenses, and debt consolidation, to emergency home repairs or medical bills.
Flexible Interest Rates: We offer loans with flexible interest rates of 17% to 29.95% per annum.
Security: We only work with RBI-certified NBFCs/Banks.
🤝Our RBI-registered Lending Partners
Krazybee Services Pvt. Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Tata Capital Ltd.
* KreditBee is a loan facilitator platform connecting users with our RBI-approved NBFCs partners & Banks.
Types of Loans
👉Flexi Personal Loan: Flexi personal loans with repayment tenure of 7 to 10 months for loan amounts of ₹1,000 to ₹80,000. PAN card & proof of address are required.
👉Personal Loan for Salaried: Easy personal loans to salaried individuals for flexible repayment terms of 7 to 36 months for a loan amount of ₹10,000 to ₹5,00,000. A PAN card, address proof, & salary proof are required.
👉Business Loan - Business loans from ₹10,000 to ₹4,00,000 with flexible tenures of 7 to 24 months. Apply for loan using PAN card, address & business proof.
📋Personal Loan for Salaried Individuals (Example)
Loan Amount: ₹50,000
Tenure: 12-months
Rate of Interest: 20% per annum
Processing Fee: ₹1,250 (2.5%)
Onboarding Fee for New Customers: ₹200
GST on Onboarding & Processing Fee: ₹261
Total Interest: ₹5,580
EMI: ₹4,632
APR: 26.92%
Amount Disbursed: ₹48,289
Total Repayment Amount: ₹55,580
📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income
Steps to avail a loan
1. Install the KreditBee app
2. Signup using mobile number
3. Provide PAN number & check eligibility
4. Upload KYC documents, including address proof & get your profile verified
5. Choose amount and tenure
6. Provide bank account details
7. Request money transfer in your bank account
Queries?
📧Mail: help@kreditbee.in
📱Call: 080-44292200/080-68534522
🏢Address: 4th Floor, Mereside Heights, 1st Main Road, Sakshi Nagar, Pai Layout, Mahadevapura, Bangalore, 560016
With KreditBee, you get a loan app as well as a financial companion that understands your needs. Our customer support team is available to assist you throughout your loan journey. Unlock a world of possibilities and take control of your finances today with KreditBee.