KreditBee: Personal Loans, UPI

Finnovation Tech Solutions Pvt Ltd

About this app

KreditBee is an online personal loan app trusted by 100+ million users. Enjoy quick personal loans at attractive interest rates hassle-free. Apply for a quick online loan & get the amount directly in bank account. Whether salaried or self-employed, get easy funds anytime, anywhere. Also experience faster, secure and reliable UPI Payments at your fingertips.

● Online personal loans from ₹6,000 to ₹10,00,000
● Interest rates - 12% to 28.5% p.a.
● Tenures - 6 to 60 months
● APR range - 17% to 50%
● Low transaction fees
● Quick loans & easy EMI

Why choose KreditBee?
● Quick online loan
● Low interest rates
● Easy application process
● Fast loan approval
● Seamless and reliable UPI Payments

👉 KreditBee UPI (NPCI approved)—Faster, reliable, & secure payments!
✅ Setup UPI ID by linking your bank account with registered mobile number
✅ Shop online & offline seamlessly
✅ Send & receive money instantly

✨Features of KreditBee personal loan app
✔ Quick Approval – Get a personal loan approved in minutes on our loan app
✔ Flexible Repayment Options – Pay online loan within 6 to 60 months depending on eligibility
✔ Digital process – Enjoy hassle-free documentation with our online personal loan app. Submit documents online
✔ Full Transparency - No hidden costs
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi

Why KreditBee?
Loan for All Purposes: Finance big purchases, short or long domestic/international trips, education, shopping, wedding expenses, & debt consolidation, emergency home repairs, or medical bills.
Flexible Interest Rates: From 12% to 28.5% per annum.
Security: Partnered only with RBI-certified NBFCs/Banks.

🤝 RBI-registered Lending Partners
Krazybee Services Pvt. Ltd.
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Aditya Birla Capital Limited
* KreditBee is a loan facilitator platform connecting users with our RBI-registered NBFC partners & Banks.

Loans Types

👉 Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan amount of ₹6,000 to ₹10,00,000.

👉 Business Loan: Business loans from ₹6,000 to ₹1 Crore with flexible tenures of 6 to 48 months.

👉 Two-wheeler Loan: Get a loan up to ₹5,00,000 with flexible tenures of 6 to 60 months.

👉 Loan Against Property: Use plot or property as collateral for up to ₹1 Crore. Repay over a period of upto 20 years with lower interest rates from 12%. Available in major cities across South India.

📋 Personal Loan (Example)
Loan Amount: ₹1,00,000
Tenure: 18 months
Interest Rate: 23% p.a.
Processing Fee: ₹4,000 (4%)
Documentation Fees: ₹10
GST on Processing Fee: ₹720
Total Interest: ₹19,189
EMI: ₹6,621
APR: 29.66%
Amount Disbursed: ₹95,270
Total Repayment Amount: ₹1,19,189

📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income

Steps to avail a loan
1. Install KreditBee app
2. Sign up using mobile number
3. Submit PAN number & check eligibility
4. Upload KYC docs & address proof to verify profile
5. Choose amount & tenure
6. Provide bank A/C details
7. Disburse money into bank account

Queries?
📧Mail: [e-mail]
📱Call: 080-44292200/080-68534522
🏢Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.

With KreditBee, you get a loan app, & financial companion. Our customer support team will assist you throughout your loan journey. Unlock possibilities with KreditBee!

Ratings and reviews

Looking at things now, I really love🍁 the app even after those issues! Thank you so much to everyone 🏐algorithms 🙏. The app is soo much faster download now and feels improved overall. But now download faster and more stable 🚀. You'd stop an entry and it'd be several seconds before it'd actually stop, and those extra seconds are added too the entry. This syncing happens pretty much every time you open the app, start, stop, or edit an entry, so it was a real pain earlier 😓.

This is exactly the kind of performance upgrade I was hoping for. 🚀 Everything runs more smoothly, downloads are significantly faster 💥, and the app feels much more reliable. A big thank you to everyone behind the algorithms! Previously, syncing interrupted nearly every interaction 😫. Whether opening the app, editing an entry, or stopping one, synchronization would freeze the app until completion. Those extra seconds while stopping an entry were always included in the final record.

I really enjoy using the app now! Previously, syncing felt like an unexpected interruption during almost every interaction. Opening the app, starting an entry, editing one, or stopping one would often trigger another sync process. During those moments, the app became completely unresponsive until everything settled down. Even worse, stopping an entry added extra seconds that still counted. Thankfully, downloads are now faster, stability is stronger, responsiveness is better.

What’s new

Bug fixes