KreditBee: Personal Loans, UPI

Finnovation Tech Solutions Pvt Ltd

About this app

Looking for fast cash? Look no further!

Trusted by 7 Crore+ Indians, apply for a quick online loan and get the amount directly in bank account. Whether salaried or self-employed, get easy funds - anytime, anywhere. Also, experience faster, secure and reliable UPI Payments at your fingertips.

Loan Offerings
● Loan Amount - ₹6,000 to ₹10,00,000
● Interest rates - 12% to 28.5% p.a.
● Tenures - 6 to 60 months
● APR range - 17% to 50%
● Low transaction fees
● Quick loans & easy EMI

✨Features of KreditBee personal loan app
✔ Quick Online Loans: Get personal loans in minutes
✔ Competitive Interest Rates: Flexible interest rates from 12% to 28.5% p.a.
✔ Easy Application Process: Simple and fast application with hassle-free documentation
✔ Fast Loan Approval: Immediate loan approval with funds transferred in minutes
✔ Full Transparency: We maintain complete transparency with our customers
✔ Digital Loan Processing
✔ Manageable EMIs: Flexible repayment terms
✔ Languages: Available in English & Hindi
✔ Seamless and reliable UPI payments

👉 KreditBee UPI (NPCI approved)—Faster, reliable, & secure payments!
✅ Setup UPI ID by linking your bank account with registered mobile number
✅ Shop online & offline seamlessly
✅ Send & receive money instantly

Why KreditBee?
Loan for All Purposes: From financing a large purchase, short or long domestic/international trips, education, or shopping to covering wedding expenses or medical bills.
Flexible Interest Rates: We offer loans with flexible interest rates of 12% to 28.5% p.a.
Security: Partnered only with RBI-certified NBFCs/Banks.

🤝 Our Lending Partners
Krazybee Services Pvt. Ltd.
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
* KreditBee is a loan facilitator platform connecting users with RBI-registered NBFC partners & Banks.

Types of Loan Offerings
👉 Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan amount of ₹6,000 up to ₹10,00,000.

👉 Business Loan: Business loans from ₹6,000 to ₹5,00,000 with flexible tenures of 6 to 48 months.

👉 Two-wheeler Loan: Get a loan of up to ₹5,00,000 with flexible tenures of 6 to 60 months.

👉 Loan Against Property: Use your plot or property as collateral for a loan of up to ₹1 Crore. Repay over up to 20 years with lower interest rates starting from 12%. Available across all major cities in South India.

👉 KreditBee 24K Gold: Buy or sell 24K Gold online from the comfort of your home.

📋 Personal Loan (Example)
Loan Amount: ₹1,00,000
Tenure: 18 months
Interest Rate: 23% p.a.
Processing Fee: ₹4,000 (4%)
Documentation Fees: ₹10
GST on Processing Fee: ₹720
Total Interest: ₹19,189
EMI: ₹6,621
APR: 29.66%
Amount Disbursed: ₹95,270
Total Repayment Amount: ₹1,19,189

Eligibility Criteria
- Indian National
- Over the age of 21
- Steady monthly income

Steps to Avail Loan
1. Install the KreditBee loan app
2. Sign up using your mobile number
3. Provide PAN number and check eligibility
4. Upload KYC documents for verification
5. Choose loan amount and tenure
6. Provide bank details
7. Request a money transfer to your bank account

Contact Us
📧Email: [e-mail]
📱Call: 080-44292200 / 080-68534522
🏢Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.

With KreditBee, you get a loan app, & financial companion. Our customer support team will assist you throughout your loan journey. Unlock possibilities with KreditBee!

Ratings and reviews

I love the app! But now download faster and more stable. You'd stop an entry and it'd be several seconds before it'd actually stop and those extra seconds are added to the entry. This is syncing happens pretty much every time you open the app, start, stop, or edit an entry, so it was a real pain to use. Thank you so much to everyone algorithms. Not to mention being unable to use the app when it's syncing because its literally stop responding until it's done. The app is sooo much faster download.

The app has always been one of my favorites, but previously it was extremely laggy. Every time you stopped an entry, it took several seconds to actually end, which added unnecessary time. Syncing happened constantly and caused the app to freeze until it was done, making it a real struggle to use. I've used Keep on both my laptop and my phone, so I dealt with this often. Thankfully, the new update provides much faster response times, better stability, and smoother performance overall. love you

This is a great app! I'm just giving two stars because I was enjoying the app experience until recently when the transfers made to other accounts started to give me an error that payee's account can't receive payments"I initially thought it is a problem with the payee account, had a lot of phone calls exchange with the payee only to find out everything was okay from there end. Then it occurred to me to make transactions with a browser, and to my surprise, Definitely something wrong with the app.

What's new

Bug fixes