Kredit Pintar-Pinjaman Daring

4.3
2.39M reviews
Content rating
Rated for 3+
10M+
Downloads
Content rating
Rated for 3+
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About this app

Online Loan Products
Online loan terms from 91 days to 360 days
Cash loan limit up to IDR 50,000,000
Low interest: Choose a 180-day cash loan for IDR 6,000,000. After deducting pre-service fees, the total payment is IDR 6,000,000 + (IDR 6,000,000 * 36% / 365 * 180 days) = IDR 7,065,205
Annual interest rate no more than 36%.
Cash loan requirements: prepare a bank account and ID card, no collateral required.

Kredit Pintar provides fast, unsecured loans with cash loans of up to IDR 50,000,000, low interest rates, and fast disbursement. As a licensed and OJK-supervised online lending platform, we offer secure, transparent, and easy-to-apply online installment loans anytime. The perfect solution for emergencies, business needs, or other needs. Apply now and receive funds directly to your account!

Kredit Pintar is committed to providing secure cash loans in Rupiah. Benefits of Kredit Pintar:
✔︎Low interest rates & service fees
✔︎No collateral
✔︎Easy payments
✔︎24-hour Rupiah service
✔︎Protecting your privacy

Kredit Pintar, an online money lender, helps provide online loans with easy installments.

How to apply for an online loan at Kredit Pintar?
1. Download Kredit Pintar on the Google Play Store.

2. Log in with your mobile number
3. Upload your personal information correctly
4. Select the desired online loan amount and repayment period
5. Loan application approval
6. Be 18 years of age or older
7. Receive money in less than 24 hours

With Kredit Pintar, you can get cash loans anytime, anywhere. Easy and secure online rupiah loans!

How to repay your online loan
You can pay your bill via ATM transfer, M-Banking, BluePay, Alfamart, Alfamidi, Alfa Express, Lawson, and DAN + DAN.
Kredit Pintar partner banks: BCA, Mandiri, BRI, BNI

Tips to avoid online loan fraud
Fast loan fraud often occurs under the names of various official online loan providers, such as Kredit Pintar. Generally, fraudsters offer unsecured loans that can be accessed via WhatsApp without downloading the app.
Do not proceed with the application process if you receive this message to avoid online loan fraud.

When you urgently need to borrow cash in Rupiah, don't get caught out by fast-disbursing online loan apps that aren't supervised by the Financial Services Authority (OJK). To use a legitimate online loan, download the Kredit Pintar app. Kredit Pintar, a cash loan provider, offers easy and efficient access to loans.

Download the Kredit Pintar cash loan app now!
Kredit Pintar Official Website: https://www.kreditpintar.com/
Email: cs@kreditpintar.com
FB: KreditPintarOfficial
IG: @KreditPintar
Twitter: @KreditPintar

Address: Pasaraya Blok M, Building B, 1st Floor, Unit B1
Jl. Iskandarsyah Raya No. 23, Melawai, Kby. Baru, South Jakarta, Special Capital Region of Jakarta 12160
Tel: (021) 50598882
Updated on
Mar 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
2.38M reviews
A Google user
February 8, 2019
At first, I thought Kredit Pintar is a really good app. They helped me a lot last year for my medical cost. Untill today... They asked me to make early payment (2 Installments in advance!), they said my approval rate is really high (for the same product i "always" use - 2mio for 3 months). Then... Tadaaa! They rejected my application. I never pay the bills late, even i often pay them really early (like 1 months early). They know it, and use it. This app can save you or KILL you.
332 people found this review helpful
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PT. Kredit Pintar Indonesia
February 8, 2019
Halo Felicia, Terimakasih telah menggunakan Kredit Pintar. Silakan sampaikan pertanyaan/masalah/keluhan Anda melalui e-mail experience@kreditpintar.com / Telp. 021-5059-8882 (06.00 - 23.59 WIB) dalam menggunakan aplikasi ini.
ren maddren
March 3, 2026
i just wanna pay but cs, dc always spam messages, call everytime and everywhere and ruined my day. i just late 1 day and they already spam me every minute and its annyoned me.. if i dont need loan, i don't wanna using this apps again. the cs, dc etc are don't have attitude.
5 people found this review helpful
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PT. Kredit Pintar Indonesia
March 9, 2026
Hi Sobat Pintar! Kami sedih mendengar pengalaman Anda. Mohon hubungi kami melalui fitur chat di aplikasi Kredit Pintar dan sampaikan detail kendala Anda. Tim kami siap membantu dengan cepat.
Yudhistira
August 27, 2023
Previously this was a good application, but today when I tried to apply for a loan, it was rejected even though I made an accelerated payment because of a recommendation from the application for the promo. For my score, I was good and there was never a late payment. contacting CS answered with a template answer does not provide a solution. I'm disappointed that I won't be using this app again. Dont believe them they said we can Apply again next Month, but in reality we still cannot apply
221 people found this review helpful
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PT. Kredit Pintar Indonesia
July 27, 2023
"Hai Sobat Pintar, Mohon Maaf, pengajuan pinjaman Anda saat ini belum dapat disetujui, namun Anda tidak perlu khawatir karena Anda dapat mengajukan kembali dalam waktu 15-90 hari sejak masa penolakan. Jika ada yang ingin Anda tanyakan lebih lanjut silakan kirimkan pertanyaan Anda ke email berikut ini : cs@kreditpintar.com "

What’s new

Kami akan melakukan pembaruan berkala demi memberikan pelayanan lebih baik untuk Anda. Dapatkan versi terbaru untuk fitur dan pengembangan. Kredit Pintar akan selalu ada disetiap kebutuhan Anda.
Content rating
Rated for 3+
Learn more

App support

About the developer
PT KREDIT PINTAR INDONESIA
developer@kreditpintar.com
Pasaraya Blok M, Building B 1st Floor, Unit B1 2 Jl. Iskandarsyah Raya Kota Administrasi Jakarta Selatan DKI Jakarta 12160 Indonesia
+62 815-1966-6349

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