Kredit Pintar-Pinjaman Online

5.0
2.36M reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

Online Money Loan Products
Online loan tenor starts from 91 days to 360 days
Cash loan ceiling up to IDR 50,000,000
Low interest: Choose a cash loan with a term of 180 days for IDR 6,000,000,-, after deducting pre-service fees, the total payment is IDR 6,000,000,- + (IDR 6,000,000,- * 36% /365 *180 days) = IDR 7,065,205,-
Annual interest rate not more than 36%
Conditions for cash loans, prepare a bank account and KTP, without collateral.

Kredit Pintar is an online money loan application that offers trusted financial solutions in Indonesia. With this online loan service, you can easily apply for a loan and get funds in rupiah quickly. The borrowing process at Kredit Pintar is very practical and safe, because this application is licensed and supervised by the OJK, ensuring your security and comfort.

Kredit Pintar is committed to providing safe rupiah cash loans. Benefits of Smart Credit:
✔︎Low interest & service fees
✔︎No Collateral
✔︎Easy payment
✔︎24 hour rupiah service
✔︎Protect your privacy

Smart Credit, online money loans, helps provide online loans with easy installments.

How to apply for an online loan at Kredit Pintar?
1. Download Smart Credit on Google Play Store.
2. Login with mobile number
3. Upload personal information correctly
4. Select the online loan amount and desired repayment period
5. Approval of the money loan application
6. Aged 18 years and over
7. Receive money in less than 24 hours

With Smart Credit, you can get a cash loan anytime and anywhere. Easy and safe online rupiah loans!

How to pay your online money loan
You can pay bills via ATM transfer, M-Banking, BluePay, Alfamart, Alfamidi, Alfa Express, Lawson and DAN + DAN.
Smart Credit partner banks: BCA, Mandiri, BRI, BNI

Tips to avoid online loan fraud
Fast money loan fraud often occurs in the name of various official online loan funds, such as Kredit Pintar. Generally, fraudsters offer the promise of loans without collateral which can be done from WhatsApp without downloading the application.
Don't continue the application process if you get this message so you can avoid online loan application fraud.

When you're urgent and need to borrow rupiah cash, don't get caught in a fast disbursement online loan application that is not supervised by the OJK. To use an official online loan, let's download the Smart Credit application. Kredit Pintar, a provider of cash loans, provides easy and efficient access to cash loans.

Download the Smart Credit cash loan application now!
Kredit Pintar Official Website: https://www.kreditpintar.com/
Phone: 021-50598882
Email: cs@kreditpintar.com
FB: KreditPintarOfficial
IG: @KreditPintar
Twitter: @KreditPintar

Address:
DISTRICT 8 Treasury Tower Floor 53, SCBD Lot 28
Updated on
Apr 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

5.0
2.35M reviews
tiara Karkati
March 3, 2025
Yes, it is easy to get loan (with high interest rate), BUT the debt collector behaved very badly even when I explained that my salary was one day late because of problems from the company, after my loan is paid, i'll never use this app again 🙏
75 people found this review helpful
Rd. Rizki Meinirza
April 3, 2025
Very Bad... Easy to get loan but directly 2 instalment, becarefull if you want to get loan,no confirmation how long and the period is short, its not helping and burdensome. Interest is very high. And they send text before due date and threatend if not make payment they add penalty. This is the last time i get loan from this app.
11 people found this review helpful
A Google user
February 8, 2019
At first, I thought Kredit Pintar is a really good app. They helped me a lot last year for my medical cost. Untill today... They asked me to make early payment (2 Installments in advance!), they said my approval rate is really high (for the same product i "always" use - 2mio for 3 months). Then... Tadaaa! They rejected my application. I never pay the bills late, even i often pay them really early (like 1 months early). They know it, and use it. This app can save you or KILL you.
197 people found this review helpful
PT. Kredit Pintar Indonesia
February 8, 2019
Halo Felicia, Terimakasih telah menggunakan Kredit Pintar. Silakan sampaikan pertanyaan/masalah/keluhan Anda melalui e-mail experience@kreditpintar.com / Telp. 021-5059-8882 (06.00 - 23.59 WIB) dalam menggunakan aplikasi ini.

What’s new

Kami akan melakukan pembaruan berkala demi memberikan pelayanan lebih baik untuk Anda. Dapatkan versi terbaru untuk fitur dan pengembangan. Kredit Pintar akan selalu ada disetiap kebutuhan Anda.

App support

About the developer
PT. KREDIT PINTAR INDONESIA
developer@kreditpintar.com
District 8 Treasury Tower 53 Floor, Unit B-C Jl. Jend. Sudirman Kav. 52-54 Kota Administrasi Jakarta Selatan DKI Jakarta 12190 Indonesia
+62 815-1966-6349

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