StuCred - Real-Time Student Credit | Student Loan


Are you a College Student in India? In need of an immediate loan? You’ve come to the right place. Introducing StuCred, India’s most trustworthy Real-Time Student Credit app! StuCred is a secure, digital platform that offers short-term, interest-free, “pocket- money” credit with the objective to Educate and Empower Indian College Students, the leaders of tomorrow. All, while building your credit score by reporting to All Credit Bureaus.

With StuCred, you can get a loan anytime and anywhere exclusively for Students! This is how we ensure that you have cash-on-hand whenever you are in need.

Why StuCred?
StuCred understands what it feels like to be a college student facing financial hardship. That is why, StuCred strives to make financial independence an achievable reality for everyone through sustainability and providing student loan.

1) Verification and Authentication

a. No more physical documents! Upload secure documents through our app for fast verification!
b. StuCred’s quick loan app is designed with the latest technology, ensuring your registration process is smooth and fast. Once your account has been created, link you bank a/c and THAT’S IT.

2) Interest Free

a. At 0% interest rate, StuCred’s Student Loans are intended to empower the Students of India.
i. Sample Calculations:
User takes a loan of Rs 1000, the tenure of this loan may be extended to 90 days.
Loan Amount = 1000
Processing Fee = 60
Interest Fee = 0
Tenure = 90 days

ii. Total cost = Interest Rate + Service Fee = 0% + 6% = Rs 60.
iii. INCLUDES GST – NO hidden fees!!!!!
iv. Maximum Annual Percentage Rate (APR) – 72%

3) Loan Repayment

a. The entire process is quick and easy straight from our app! If you need more time, simply apply for an extension! Help us help more students by being financially responsible!!
b. Minimum: 61 days up to Maximum: 120 days to repay the loan.

4) Approachable

a. We offer guaranteed help with a HUMAN touch and always look forward to hearing from you! Contact our customer care through the StuCred app or visit us on our website for more details.


a. StuCred gives you the opportunity to build your credit score well before you graduate. This is a VERY important financial score that will impact you for the rest of your life!!!

6) Expandable Credit Limit

a. ONLY by successfully borrowing and repaying loans, you can increase your credit limit and build your credit score with StuCred. We offer student loans starting at Rs 1000 till Rs 10,000.

7) Available 24/7

a. Once your account is registered through the StuCred App, you can get a loan from ANYWHERE in India, at ANY TIME and for ANY AMOUNT within your credit limit specially for college students!

The best part of StuCred is that the credit will be transferred straight into your bank account in under 60 seconds! Hence, StuCred is the best Real-time student loan credit app for College Students in India.

Contact us
For any support, please email us at

Download StuCred for instant Student Loan and gain the empowerment that you deserve!
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Additional Information

October 14, 2020
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
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