4.3
15.1K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Latitude’s mobile app helps you manage your finances from one central hub. We’re listening out for your feedback and building the app that you want to use.​

Credit card features currently include:​
• Access accounts with Touch ID or Face ID​
• Add your card to your digital wallets​
• Temporarily lock your card​
• Fast access to all balances​
• View your statements​
• Check payment due date​
• View all transaction information​
• View and change personal details​
• Activate your new card​
• Set or change card PIN​
• Set up direct debit (Australia only)​
• Pay by bank transfer (Australia only)​
• Request a refund. (Australia only)​
• Request a letter​
• Request account closure​

Personal Loan features currently include:​
• View your loan balance​
• Loan term​
• Monthly repayment amount​
• Start and maturity date​
• Interest rate​
• Repayment due date
• Personal loans are issued in Australia and New Zealand only

You can view all the products below from your Latitude App:​

Latitude Australia products​
Latitude GO Mastercard & GO Platinum Mastercard​
Latitude Gem Visa​
Apple Financial Services (AFS) CreditLine​
Latitude 28 Degrees Global Platinum Mastercard​
Latitude Low Rate Mastercard
Latitude Infinity Rewards Visa​
Latitude Eco Mastercard
• Latitude Mastercard​
Care Credit​
CreditLine​
Buyer's Edge
Latitude Personal Loans

Gem Finance New Zealand products​
Gem Visa
Gem Essentials
Gem CreditLine​
Gem Personal Loans

For personal loans in Australia, the minimum and maximum period for repayment is 12 months to 84 months respectively. The highest interest rate we currently offer in Australia for new customers is 25.99%; however, existing customers could have up to 34.95%. A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.28% p.a. comparison rate) would equate to a total amount payable of $40,233 (including a $299 establishment fee and $13 monthly loan servicing fees).

For personal loans in New Zealand, the minimum and maximum period for repayment is 6 months to 84 months respectively. The highest interest rate we currently offer in New Zealand for new customers is 24.99%; however, existing customers could have up to 34.95%. An unsecured Gem Personal Loan of $20,000 borrowed for three years with an interest rate of 8.99% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $22,933.80 (including a $240 establishment fee).

The Latitude Group is a leader in consumer finance in Australia and New Zealand.
Updated on
Jun 21, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
4.3
15.1K reviews
Vlad M
June 29, 2022
The less apps I have on my phone the better. Phone runs better and you're not distracted. I've had to install this because Latitude took away the ability to pay credit card without paying a fee from their website recently. I guess it's a good way to ensure people are using the app but even with this app installed the bank payments need to be verified (a process that takes 2 days). If you pay them via BPay they are actually charging a fee which is slightly insane.
3 people found this review helpful
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Christo
July 3, 2022
A year later it is still the worst app. WILL NOT RECOGNISE MY PASSWORD. 2 years later, I'm back. Because I have to, they blocked payment methods AGAIN! But, it works, I can login. It's amazing. One star for each year it took to get it right. Thanks for nothing.
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Latitude Financial Services
February 24, 2021
Hi Christo. Sorry for the inconvenience. I can help -- please send me an email at luke.simpson@latitudefinancial.com and I'll grab some details and look into this for you.
Soloman Ismaeel
June 30, 2022
The most ridiculous app I've used. Features constantly being unavailable such as payment with bank account etc. The staff are nowhere to be found when calling and when using bpay your repayments take so long to show it causes you concern. Cannot wait to pay this off and never use it again.
1 person found this review helpful
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What's new

Bug fixes and stability improvements