First of all I want to thank Paylater for this awesome innovation. I tried it once and my loan was not approved. I thought it is one of those Nigerian issue, so I left it for a while. One day I was in dire need of a small loan to complete a payment so I tried Paylater and it worked like charm. I did not believe it until about 10 minutes I got an alert in my bank account. I was surprised. Paylater works. If your loan is not approved try again some other time. Only Paylater knows why your loan was not approved. It is a laudable innovation and though I know that lots of Nigerians do not have integrity when it comes to money issue. I try to be different because I know INTEGRITY IS CASH. Thank you Paylater.
Reliable! If ever you are stranded and need quick cash you can count on on paylater anyday and anytime! as you're sure to receive loan in no time. Their quick response in loan approval and disbursement is simply amazing!!!! Kudos to the paylater team! Having said that... I wonder why they don't wait for one to initiate payment before deducting the money from your account! Especially being that there wasn't any default. This was the case in the last loan I took. On the day the loan was to to be repaid I was going to initiate payment when I saw the money has already be deducted from my account without prior notice! This to me was scary!!
From my understanding, you only give loan to people in Lagos and Abuja. I see no reason why my loan will be decline every time I apply. I provided the necessary details requested for. My home address which even on Google bcos its opposite a popular church in warri called free indeed, i provided my BVN and other details. I hope to get a loan and I hope you don't use my details for any fraudulent act. God will not forgive you if you do. Thanks
Love love it... Just wish the payback interest could reduce a bit though especially for small amounts, 30% is huge and it's my second time.. I Paid the first loan within 2weeks, second loan is still 30%, not so cool.. That's the only edge some other loan platform I use has over this... But it's good overall, you are allowed to pay in installments which is great.. Thank you Paylater..
Awesome, I can't believe this is happening in Nigeria, I just got my 10k 30 mins after application. They charged 15% interest cos it's my first time but I hope the rate comes down eventually sha. I'm so happy, a sure way for me to get funds whenever I need 😀😀
It has so far been a fantastic and reliable application. My only complaint is that having paid off my first loan, I was still pegged back to the same amount for the next stage of the loan with the interest rate still remaining at 30%. This is against your Terms and Conditions.
- Fixes crashes in certain loan application scenarios
- General stability and usability enhancements
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