Retirees need insurance, too The insurance calculator is good for pre-retirement. It takes some rethinking in order to use it for someone getting social security or a pension and the reductions that occur at the death of the first spouse. So a nice revision would be one which puts an element of distinction on spouse income needs that could identify pension and social security and their possible reductions. A big need for retired survivors is replacing the 'gap' caused by the reductions. I use the explanation that "Young people use 'two can live as cheaply as one'" to excuse their marriage or living together. I explain the need for gap life insurance with "One lives as expensively as two."
Great tool Dose a great job showing clients what they need, and dose so impartially, allows me to write larger cases without any fuss or complaint.
I appreciate that it elaborates on each section so you can firgure out and estimate the figure you need for each question, kind if like the "more info" feature that TurboTax has, to prompt you and explain the question more. Super helpful, simple and effective. I also love the share feature to share results througj the app. Thanks guys! Love Life Happens. Keep up the great support. This new agent really truly appreciates the service you give to agents and to the consumers. *high fives!*
Every family needs to try this.. Easy to use... Puts life insurance needs into perspective...
Maximum amounts all under 4 figures. Why does it not allow 5 figures or more? Samsung Galaxy S6 edge plus
Easy to use.
- Redesign user interface
- Update calculator to take into account new college costs
- Allow for toggling of spouse information
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