房贷计算器 - 房贷月供贷款测算

sangkl

About this app

Make mortgage payments worry-free! The "Mortgage Calculator" provides professional loan data calculations and financial planning assistance.

Whether you're a first-time homebuyer or a property investor, you can quickly grasp the differences in interest payments across various repayment plans.

Key Features:

⭐ Full Coverage: Supports simulated calculations for commercial loans, housing provident fund loans, and combined loans.

📊 Multi-Plan Comparison: One-click comparison of "equal principal and interest payments" and "equal principal payments" clearly shows the difference in total interest.

⚙️ Flexible Customization: Supports customizable interest rates, LPR basis point adjustments, and loan terms; calculation results are updated in real time.

📄 Repayment Details: Automatically generates monthly repayment plans, clearly displaying the principal percentage, interest payments, and remaining balance.

✨ Modern Design: Adopts a glass-like visual style, with an elegant and intuitive interface that makes complex financial data easier to read.

Why Choose Us?

Precise Algorithm: Developed based on standard mortgage formulas, ensuring rigorous calculation logic and reliable data.

Decision Support: Charts and graphs visually represent interest rate trends, helping you rationally assess your monthly mortgage payments and optimize your financial allocation.

Professional and Efficient: A highly effective tool for homebuyers, real estate agents, and financial planners.

📢 Compliance Statement and Reminder:

Pure Tool: This application is solely for mortgage calculation and data comparison purposes and does not provide any form of loan application, credit approval, loan disbursement, or financial intermediary services.

Data Reference: Calculation results are based on user-input parameters and general mortgage formulas and are for financial planning reference only. Actual loan amounts, interest rates, and repayment amounts are subject to the final contract signed with the bank.

Privacy and Security: We respect your privacy. This application requires no registration and does not collect your bank card number or personal credit information.

Download now and take the first step towards rational home buying, ensuring every penny is spent wisely.

What’s new

版本 1.0.0

[新增] 商业、公积金及组合贷款计算功能。

[优化] 核心计算引擎，支持等额本金与等额本息实时对比。

[视觉] 全新玻璃拟态UI界面上线，操作体验更流畅。

[修复] 优化已知计算精度问题。