OKash: Safe and reliable loan

Blue Ridge Microfinance Bank Limited

About this app

OKash makes it efficient for you to access credit anytime, anywhere. 🎉🎉🎉

💸Loan Products
Tenure: We will require your repayment from 91 days to 365 days*.
Loan Amount: from NGN 3,000 to NGN2,000,000.
Interest Rate: With a minimum of 3% up to 15% monthly
Our interest rate is calculated on a daily basis. Annual Percentage Rate(APR) from 36.5% to 360%.

💸An example of a OKash loan
For example, 91-day loan payment terms，the interest is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.The total amount due in the first month would be N1,093, the interest would be N93, the total amount due in the second month would be N1,090, the interest would be N90, the total amount due in the third month would be N1,090, the interest would be N90.

🚀OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by Blue Ridge Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria(CBN).
OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.

🚀Why OKash?
1.You can apply a loan by your credit. Don't need any deposits or guarantees.
2. Up to NGN2,000,000. Disburse to your bank account.
3.Paperless and digital process on your mobile. All the steps can be done online.
4.We do not share your data with any third parties without your consent. Your data is totally safe with us.
5.Don't worry about forgetting repayment. We'll send messages to remind you.

💡How it works？
1. Install the OKash APP from the Play Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after the approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.

Eligibility:
1. Nigeria Resident.
2. 20-55 years old.
3. Source of a monthly income.

📞Contact Us
Customer Service Email: [e-mail]
Customer Service Hotline: [phone]
Address: No.77 Opebi road, Ikeja, Lagos, Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.
OKash will NOT ask you repay into personal account!

Ratings and reviews

Could have been a five star if not for the high interest rate. Is it just me that think people that repay their loans promptly deserves some sort of discounted interest rate after a while. Top notch responsiveness from the app. Disbursement of funds is under five minutes. Haven't defaultef yet to know how things would play out. I noticed they were constantly sending messages few days to the due date to remind me. Trust me, those messages can be annoying. In all, it's a good app!!!

Prompt payment, easy registration and loan application is simple. Payback is also easy and sometimes, you get stages of payment cleared when you meet up with the deadlines of previous stages. My disgust and the major reason for uninstallimg was the rudeness of the customer service agents. Sometimes, you get a call on or before the due date, and the folks aren't afraid to talk trash. Worse off, the would hand up on you. The interest rate is also outrageous.

The app is truly nice and easy to use, interest rate too is not bad. However, I guess, anytime you are reminding someone of his repayment please endeavour to put account number where one could repay his loan immediately. Me in particular, my phone spoilt so I cannot access the app to make repayment, when you call you wouldn't allow us to speak with a representative and there is no account number where I can just repay. This has caused me defaulting interest before I get another phone.

What’s new

Thanks for your feedback – we are always listening and trying to improve with each update. Our latest version includes: * Performance improvements and bug fixes. * Optimized UI design and more user-friendly product experience. The new version offers a better user experience with optimized page design and smooth application operation. Get on board now!