MoneyLoji - Instant Loan App

* Free Credit Score → Track your Credit Score for free!
* Compare & Apply → Compare and Apply for Instant-Approval Personal Loans, Credit Cards & Home Loans.
* EMI Calculator → Loan EMI calculations made simple!
* Get instant loan offers starting from Rs 10,000

Moneyloji is a digital lending platform that helps customers avail short-term loans digitally and helps them improve their credit profile. As a technology platform, we work with RBI-registered Banks and NBFCs to originate and disburse loans. Customers can compare, choose the partner banks and check terms before applying for a loan. We request you to be judicious while applying for a loan - do not apply at multiple banks, instant loan apps without reading their reviews.

Other products that we offer inside MoneyLoji - Credit Cards, Life insurance , Health insurance, and General insurance product features offered by various insurance companies can be compared and purchased instantaneously without any hassle.

Fees and charges
* For all bank loans - decided by banks.
* For all NBFC loans - Flat Rs 499 for loans below Rs 50,000 and above Rs 50,000 flat Rs 599.
* Max loan repayment tenure - 60 months
* Min loan repayment - 62 days
* Max APY : Depending on your risk profile. Starting at 24%

A loan of Rs 30,000 for a tenure of 12 months at an interest of 11% will give out an EMI calculation of Rs 2651.45.

Why Moneyloji?
1. Get free Credit score
2. Compare and apply for quick-approval Loans and Credit Cards
3. Complete digital process for Instant loan, Credit score, Insurance eligibility check and apply
4. Get instant loans from Rs 10,000 onwards
5. Get loans directly in your bank account
6. Avail exclusive deals, offers and discounts
7. No Prepayment charges

How to apply for an easy loan with Moneyloji*?
1. Download Moneyloji app
2. Log in using mobile number and OTP
3. Fill in your basic details
4. Choose from various services Instant Loans, Credit Card, Insurance and Investment.
5. Upload the required documents and details
6. Choose tenure and loan amount
7. Get your availed service in no time
8. It’s that simple !

Why Moneyloji needs the following permissions:
1. SMS → We access users financial SMS to track transactions & provide a summary of daily spends, bills due, income etc. This helps us create user’s financial portfolio and risk profile to provide customised loan offers. We do not access or store your personal SMS.

2. Contacts → When you accept this permission, then we can access your contact information. We collect this to monitor accounts information to automatically detect reference information, assess your phone usage and richness of profile data. This helps in detecting fraud applications and reducing credit risk.

3. Camera → We ask this for users to capture selfie, scan the required document thereby allowing us to auto fill relevant fields.

4. Location → Required to provide serviceability of Moneyloji and approve the application by monitoring the location of your device

5. Installed Apps Data → We collect and monitor each installed application metadata information that includes application and package name, installed and updated time, version name, and version code for all applications installed on your device. We use this to assess your creditworthiness and provide you with customized offers.

6. Storage → We require storage permission so that your KYC and other relevant documents can be securely downloaded and saved on your phone. You can then easily upload the right KYC related documents for faster loan application details filling and disbursal process. This ensures that you are provided with a seamless experience while using the application.

Our partners
1. Ganesh leasefin
2. Bajaj Finserv
3. Bajaj finance
4. SBI Cards
5. Hdfc Bank
6. ICICI Lombard

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Additional Information

January 11, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Creditech Technology Private Limited
901, 9th floor, DLF City Court, Near Sikandarpur Metro Station, Sikandarpur, Gurugram, Haryana 122002
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