78 reviews
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About this app

Makara by Betterment is one of the first SEC-registered automated investment advisors focused in crypto. We use advanced algorithms to build and manage crypto portfolios that are specifically tuned to each investor's goals and preferences. Just as important, we try to ensure that one of the most innovative asset classes in history is accessible to anyone who wants to be a part of it.

For many people, crypto is complicated and unapproachable. There are thousands of assets, all with names that sound alike, and you have to learn an entirely new vocabulary if you hope to understand what anyone is talking about. We want to remove those barriers to entry. And of course, we want to help you make money.

Instead of simply letting you buy crypto, we help you invest in it—through education, highly curated and diversified investment options, and an intuitive user experience. Makara really is crypto made easy. For everyone.


Cryptocurrencies are volatile assets. Rather than invest in coins one-by-one, Makara baskets allow you to invest in dozens at the same time. If you’re interested in Decentralized Finance, choose the curated mix of tokens in the DeFi Basket. The Inflation Hedge Basket includes both Bitcoin and Paxos Gold, and the Universe Basket contains a broad range of cryptocurrencies and offers the most exposure to the market as a whole. If you’re not sure what you want, that’s no problem either. Just tell us a few things about yourself (your goals, interests, and risk tolerance), and we’ll suggest the right baskets for you.

Diversifying your portfolio has long been a principle in the traditional market. We think it’s time the concept is applied to crypto, too.


Download the app and sign up for Makara by Betterment. In less than five minutes, you’ll be ready to start investing in cryptocurrencies.

We'll ask you some questions about your goals and interests, then recommend baskets based on your responses. You can follow those recommendations or browse the different baskets and choose for yourself.

Connect your bank account to transfer cash into the app, or we can transfer your existing cryptocurrency from another exchange. Fund your account with as little as $50, and you’re ready to go.

Your diversified digital assets are monitored and rebalanced regularly by our sophisticated algorithm. Checking in on them or placing new buy and sell orders is as easy as opening the app.


Makara by Betterment simplifies cryptocurrency investing through an education-centric experience and a curated set of diversified baskets. Our goal is to help you understand exactly what you’re investing in and why. Because then you’ll also understand exactly why we are the company to guide you.

Argonaut Asset Management Inc. (d/b/a “Makara”) is a wholly-owned subsidiary of Betterment Holdings, Inc., and an affiliate of Betterment LLC. The above material and content should not be considered to be a recommendation. Investing in digital assets is highly speculative and volatile, and cryptocurrency is only suitable for investors who are willing to bear the risk of loss and experience sharp drawdowns. Purchases or holdings of cryptocurrency are not FDIC or SIPC insured.
Updated on
Jun 8, 2022

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78 reviews
Josh King
October 2, 2021
Works great, basically betterment for Crypto. Would love to see them expedite some of their roadmap and features though so it is overall more competitive with feature parity. A list of features I would like to see soon are Direct deposits/reoccurring purchases, more baskets/coins/tokens supported, automatic staking of coins/tokens, interest accounts, and the ability to export/import/transfer of coins and tokens. The platform is still new, but would like to see more features soon.
18 people found this review helpful
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patrick maughn
November 25, 2021
The setting up was very simple, methodical and no unnecessary delay. I like the way the baskets are setup such as how to adjust the weighting of each. Bravo. One wish though is if it can be set where i can fund the baskets from different bank accounts. Please put that in. Sometimes i have spare money in one acct and not necessarily the one i used to open the portfolio with. That is the only reason i did not give it 5 stars.
8 people found this review helpful
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Argonaut Asset Management Inc dba Makara
November 25, 2021
Hi Patrick! You're in luck - you're able to add multiple bank accounts already in the app. You can add new accounts in the deposit screen and choose for each deposit. Please reach out to our client services hand if you need a hand. Thanks for being a Makara client. - Jesse Proudman, Makara CEO
Jamie King
January 1, 2022
So easy to setup with a slick UI! Plenty of informative videos and articles to explain everything. I haven't put much into this yet, but this was SO easy to use and get started with. Doesn't come with a learning curve like essentially every other crypto tool. Excellent, excellent job. One question I have, though, is how we get tax information from this service?
3 people found this review helpful
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