Marcus by Goldman Sachs®

4.4
8.36K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Marcus by Goldman Sachs offers personal finance tools to help you save, borrow, and invest. Grow your money with a high-yield Online Savings Account, high-yield CDs and No-Penalty CDs. Pay down high-interest debt with a no-fee personal loan. Automate your investing with Marcus Invest. And you can connect thousands of financial institutions to Marcus Insights -- free tools and trackers that help you organize and optimize your finances.

GROW AND MANAGE YOUR SAVINGS
Grow your money on the go with our high-yield Online Savings Account and Certificates of Deposit.
-Earn a competitive rate on our Online Savings Accounts, No-Penalty CDs and high-yield CDs
-No minimum deposit to open an Online Savings Account
-FDIC-Insured

AUTOMATE YOUR INVESTING
Marcus Invest helps take on some of the work of investing. Our managed portfolios of ETFs are designed to keep costs low and optimized to help balance risk and returns. Plus, you can customize your investing approach by selecting one of our Goldman Sachs investment strategies.
-Get a managed portfolio recommended for your risk level and investment goals
-Portfolios built to include low-cost ETFs that have been vetted by Goldman Sachs professionals
-Open your investment or retirement account with as little as $1,000

EARN REWARDS TOWARD A GM VEHICLE
With a GM Rewards Card, you can earn toward a GM vehicle.
-Apply for the My GM Rewards Card, GM Business Card or GM Extended Family Card
-Earn on your everyday purchases

OPTIMIZE YOUR FINANCES WITH HELP FROM MARCUS INSIGHTS
Our free smart tools and trackers are designed to help you see your money clearly and make empowered financial decisions. Marcus Insights is free to use even if you’re not already a Marcus customer.
-Link external accounts to see and track your finances in one place
-Explore your spending breakdown by category
-Visualize your cash flow

CONSOLIDATE DEBT WITH NO FEES
Marcus personal loans have no sign-up fees, no prepayment fees and you can customize your monthly payment.
-See your loan options in as little as 5 minutes
-Loans between $3,500 and $40,000
-Fixed rates between 6.99% and 19.99% APR

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2022 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA (https://www.finra.org) & SIPC (https://www.sipc.org). Research our firm at FINRA's BrokerCheck (https://brokercheck.finra.org/). Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures (https://www.marcus.com/us/en/disclosure/invest-disclosures).

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to mygmrewardscard.com.
Investment products are:
∙ NOT FDIC INSURED
∙ NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA
∙ SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

© 2022 The Goldman Sachs Group, Inc. All rights reserved.
Updated on
Nov 15, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
Data can’t be deleted
4.4
8.36K reviews
Terry Miller
November 17, 2022
Android app continues to display an error message when you click to see account histories. This has been happening for weeks. Do better, this is not acceptable. 11/11 and still same old error message "We're having problems" Time to move my accounts??? 11/17...thank you for finally resolving the issue.
6 people found this review helpful
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Goldman Sachs
November 11, 2022
We are sorry to hear about this, Terry. If you have not done so already, please contact us. Visit marcus.com/contact to find out how. Our team would love to help.
Aaron Rosenberg
November 11, 2022
It's been two years since my original review and the app still has not improved. The speed is terrible. I cannot imagine what faux-security they're doing as the data is minimal (unless they're pulling the last 5 years of every transaction 🙄). There is still a bug with the balance graph when you look at an account with enough data over time. You need to rapidly tap on the graph to get past it or the app crashes. To response: All relevant reproduction steps to solve are in this review
14 people found this review helpful
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Goldman Sachs
November 11, 2022
We are sorry to hear about this, Aaron. If you have not done so already, please contact us. Visit marcus.com/contact to find out how. Our team would love to help.
Israel Collazo
October 14, 2022
I love the app! I've been with Marcus and have been using the app for 6 months now and it does what I needed to do. I'm able to see transactions for all my linked accounts, make transfers to and from Marcus. Although, I'm not really able to depend on it to show me my exact balances from all linked accounts and investments as there is usually about a 24-hour delay in showing the true balances. However, that's okay with me because I don't really need the app for that.
9 people found this review helpful
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Goldman Sachs
October 19, 2022
Hi, Israel! We love hearing feedback like this, and we are always working to improve the online banking experience for our customers. We'll be sure to pass your feedback along to the right team.

What's new

Our latest release includes minor bug fixes and performance improvements. We’re always working to make the Marcus app better for you. Enjoying the Marcus app? We’d love to hear about it! Please consider leaving us a rating or review.