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About this app

Survival Odds Information

This application presents some summary actuarial values based on United States Social Security Administration cohort mortality tables. A link to the information source is supplied below. This application is not endorsed or certified by any governmental agency, and is supplied for educational use only.


Enter the person’s year of birth, age as of which the values should be calculated, and an annual percent rate of interest for discounting values to that age. 
Touch the “Press to Calculate” button to update the values. 

Results, shown separately for females and males, are:
Expected age at death
Lump sum equivalent of a lifetime annuity of 1,000 per month starting immediately
Lump sum equivalent of a payment of 1,000 at time of death.
Lump sum values are as of the age entered in step 1.
For amounts other than 1,000, just multiply the calculated values accordingly.

The graph on the second tab (referred to as a survival curve) illustrates the probability of an individual with the given year of birth and assumed age shown, surviving to future ages. Touching and pressing on the curve will display the coordinates of the location touched.

For those interested in the underlying age by age mortality table values, they can be seen on the Table tab. These are essentially the probability of death within one year for each age and are interpolated by year of birth from the decennial Social security cohort tables.
Updated on
Dec 14, 2014

Data safety

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