Cleo AI: Manage Your Money

Cleo AI

About this app

The AI Money Coach you can actually talk to.

Cleo helps you understand your spending, organise your budget, and stay on top of your money, all through just having a chat.

AI MEETS MONEY
Money is stressful. Cleo makes it simple. Just message Cleo and she’ll break down your spending, track bills, and help you stay on top of your budget. Want to know how much you spent on takeaways last month? Just ask, Cleo will tell you… and maybe roast you a little for it.

YOUR MONEY, EXPLAINED IN CHAT
Ask Cleo anything! Like “how much have I spent this week?”, or “what’s left in my budget?”, or “am I on track for the month?”. Cleo responds instantly, turning confusing money things into plain English. Think of her as the friend who actually understands your finances.

BUDGET WITHOUT FEELING RESTRICTED
Build a budget that fits your life (yes, even your daily flat white). Cleo connects securely to your bank using Plaid in read-only mode, so she can:
- Show all your accounts in one place
- Break down where your money goes
- Send bill reminders
- Track how much you’ve got left to spend

It’s budgeting made easier.

LEGAL STUFF
1) Cleo connects to your bank through Plaid using a secure, read-only connection.
2) Cleo does not offer financial advice.
3) Cleo does not offer credit, lending, savings, or interest-bearing products in the UK.

Learn more about how we protect your data at meetcleo.com/page/privacy-policy.

Ratings and reviews

Unsure about app currently. I have been using for some time now and just recently started having problems with it. I had to fully remove my checking account, uninstall, and re-install just to see if it was a user error vs an app issue. Will report back shortly. **Edit: re-installed and still no dice. I cannot add or update my checking account information at all to use.

App used to work great and everything processed quickly. Now, they seem to pick and choose who they want to deal with apparently. I know multiple people who use the app as well and advances are paid the day they're supposed to be, refreshed and they're offered an advance same day again. The past few times it has taken 4 to a days for "their side to process" when it has already been debited, not pending, from my account. It truly makes absolutely no sense and done with the app

App used to be decent, now it all just feels like a scam. I'm eligible for $300, but I can only take up to $100 per 24 hours, and if I want it quicker I have to pay the 8 dollar fee for each transaction. That's AFTER paying the monthly fee. Plus, the app has gotten so difficult to load lately. I haven't even been able to check anything on it at all today, I keep being told "there's been a problem". I think this app is on it's way out the door, and I'm deleting. There are way better options.

What's new

Bug fixes & minor improvements. Watch this space.