Balance app: Money Manager, Budgeting & Credit

Balance app is India’s first Personal finance utility app that brings together great features into one App so that your finances are managed and organized conveniently. Powered by AI and focuses solely on simplifying money matters every day.

Key Features
1. Finance and Spend Tracker:
The app helps you track your spendings, earnings, investments, and more. You get to check the monthly summary of your Financial Transactions and key trends of your spending patterns, all done automatically on the app. Your transactions are tagged with friendly emojis and icons designed just like the way you see your money. You can also review each transaction, re-categorize, add or delete a transaction, add bill reminders.

2. Bill splitting:
This is a perfect tool for sharing the expenses i.e splitting bill amounts between friends and family. Add your friends/family👪 in Connections. Select the Amount from the Transactions list. Create a Group and select your Friends in the Group. Split Bills Equally or Unequally on the App and your Friends get notified📱 of the Split bill and amount due. 📑🧾Collect your amount and this gets automatically updated in the Transaction list. Change the status of Collection pending easily on the app and keep your friendship going.🤝💸

3. Invoice:
Create an invoice on App.📄 Add basic details of the Goods or Service Sold, add GST Details, Name and details of Customer, and Share the Bill online via Email or SMS.📧📲. This feature is useful for small businesses and freelancers. Update the invoice section when the payment is done👍✅. Check the Pending bills on the Invoice listing page. And the best part is that if the Invoice amount is collected, it automatically gets updated in your Business Digital Ledger book📘🧾.

4. Auto-sorting of Personal & Business Transactions:
If you are someone who has different sources of earnings, especially business income, you can separate such income and automatically add this to a Business ledger (Book or bahi-khata) managed on the app.

5. Budgeting:
Set your budget and track it monthly to check your achievement vs the budget you had set. Budget better, build savings and reach your financial goals faster with Balance App.

6. Credit Score:
A credit score is the most key factor that decides your present and future borrowings and financial well-being. You should review your Credit scores frequently and keep a healthy loan repayment track record. Get your Credit score on the Balance app and subscribe to features to track your score regularly.

7. Accounting Book (Bahi Khata):
Balance app provides you with a free Book feature to record your Personal or Business transactions systematically. Add your Customers, Record Transactions, Send Payment Reminders and Receive Payments. Check summary reports and see your business performance in a financial year. Grow your Business and replace pen and paper with a Balance Ledger book.

8. Loan-a-friend:
Introducing the “Loan- a- friend” feature on the Balance app which provides users a unique tool to manage all their loans given to friends/family/customers accurately and conveniently. The app does all the computation for installments, you can send alerts for collecting payments from your borrowers conveniently.

Release note:
Youtube URL: https://www.youtube.com/channel/UCYdVsA7vzMH80oiIboU5nNg

PERMISSIONS REQUIRED
Why Balance app needs following permissions
* READ_SMS & RECEIVE_SMS
Explanation: This is at the core of an automated expense manager, it automatically figures out the expenses from Bank transaction SMSs
* ACCESS_FINE_LOCATION
Explanation: Required for KYC performance especially for Video KYC requirements
* READ_CONTACTS (Optional for Android O and above)
Explanation: Required before Android O to fetch your email to log in to the app.
Optionally, you can grant this permission if you use bill splits and payment features.
* SEND_SMS & READ_PHONE_STATE
Explanation: Required for phone number verification for BHIM UPI.
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4.5
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What's New

1. Minor Bug Fixed.
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Additional Information

Updated
April 12, 2021
Size
37M
Installs
5,000+
Current Version
1.0.20
Requires Android
5.0 and up
Content Rating
Everyone
Interactive Elements
Users Interact, Unrestricted Internet, In-App Purchases
Permissions
Offered By
Balanceapp
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