Mercado Pago: cuenta digital

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7.83M reviews
Content rating
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About this app

With the Mercado Pago digital account you can always keep your money safe, in addition to having a line of credit, make payments and transfers online immediately from your cell phone. Enjoy the benefits of a digital account in Mercado Pago!

Ask for a free card and without annuity! Use the virtual card to make purchases online and in physical stores. If you also want a physical card, request it through the app, and we will send it to your home for free!

Withdraw cash with your card in supermarkets and at ATMs throughout the country.

You can also get a line of credit to pay for services, recharge your cell phone and buy in Mercado Libre.

Know the advantages of Mercado Pago:

Daily returns: Generate daily returns on your account, it's simple and you activate it through the app. Transfer money with a debit card or money in an account and cash in stores.

Digital account
With the Mercado Pago digital account, it is much easier to pay bills, recharge your cell phone and make transfers to any bank or to whomever you want, receive payments online and take care of your finances. Make all your transfers from one place.

Take care of your personal finances
The digital account works like a virtual wallet that allows you to make payments, avoiding paperwork and saving time.
• Start paying bills and services from the app.
• Have the facility to pay services with QR code or payment link and transfer money between accounts.
• You can use many alternatives to pay for your purchases: with a top-up balance in your Mercado Pago account, credit, debit or rechargeable card, cash with transfer, bank deposit or request a line of credit.
• Request a physical card or a free virtual card, without paying an annuity or issuance.
• Make purchases online or pay in up to 12 fixed monthly installments with Mercado Credito, without using a credit card.
• Recharge cell phones and MI cards.
• Enjoy the benefits of Mercado Puntos: discounts on purchases, free shipping, easy returns and more.
• With your digital account you can also obtain a line of credit to make payments with QR, recharges, pay for services and purchases in Mercado Libre, using your money as you need.

See your business grow
From now on, you choose how to charge! Receive payments however you want - payments with QR code, payment link through social networks or web, payments with the Point card reader - and start selling online and in person.

• Acquire the Point card reader to sell, collect and receive payments.
• Charge with QR code or payment link for WhatsApp, social networks, chats and more.
• Charge by card without paying fixed costs.
• Offers the customer the possibility of transferring money and paying through the app to your digital account.
• Take the opportunity to increase your sales:: with the Point card reader, you can receive secure payments online, collect payments and improve your finances.
• If you wish, with Mercado Crédito you can access a loan to boost your business. You order it 100% online, without formalities or paperwork and the money is deposited instantly in your digital account.

Get ready to sell more with Mercado Pago! You can sell online or in person and charge the way you want. Start receiving payments with Point or via transfer, directly into your online account.

Choose the Point card reader for your business by going to

* Product available only for the Metropolitan Area of ​​CDMX.
Updated on
Jun 14, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

7.8M reviews
May 16, 2024
Not letting me open the app from my phone. When I press "Continue" to enter the phone pattern or fingerprint the screen just glitches and nothing happens. Up until now it was working fine. It could be a problem with the fingerprint sensor.
10 people found this review helpful
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Hugo Cuarenta
April 2, 2024
The most tedious app. I can't use any of my cards because it red flags it as not mine. Update 04/02/24: If you want to access this app from another phone and try to identify your identify, it asks for an IFE or INE which i did not use when signing up, I used my passport.
14 people found this review helpful
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hana baker
January 21, 2024
Definitely would NOT recommend if you are an expat. The identification system is set up for nationals. If there's an issue expats need to prove identity with your passport and curp. If your American bank credit card is not listed on THEIR list refunds are impossible.. I had a go through my American bank to finally get a refund on a cancelation. This is NOT EBAY equivalent or Amazon.
72 people found this review helpful
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