Fyatu - Virtual Debit Cards

3.4
5.18K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Your virtual card. Your wallet. Your world.

Fyatu puts a full financial toolkit in your pocket. Create virtual Visa and Mastercard debit cards in seconds, fund them from anywhere, and pay on any platform that accepts cards — no bank account needed.

Whether you need a virtual card for online shopping, a prepaid card for subscriptions, a crypto card funded from your USDT balance, or a payment card that works with Apple Pay and Google Pay — Fyatu has you covered.

INSTANT VIRTUAL CARDS

Create virtual Visa and Mastercard debit cards on demand. Choose your currency (USD or EUR), name your card, and start spending immediately. Every card comes with a unique number, expiry, and CVV — ready for online checkout in under 30 seconds.

Need a credit card alternative without the credit check? Fyatu prepaid cards work everywhere Visa and Mastercard are accepted — 62M+ online platforms worldwide. No application, no waiting, no paperwork.

APPLE PAY & GOOGLE PAY

Add your Fyatu virtual card to Apple Pay or Google Pay and tap to pay in stores, in apps, and online. Contactless payments, tokenized security, instant notifications.

FUND YOUR WAY

Load your Fyatu wallet using:

- Mobile Money (MTN MoMo, Airtel Money, M-Pesa, Orange Money)
- Stablecoins (USDT, USDC)
- eWallets (PayPal, Binance, Wise, Revolut, Skrill, Payoneer)

Your crypto card is one tap away — convert USDT to USD and load your virtual card instantly. No exchange fees, no delays.

FULL CARD CONTROL

- Freeze and unfreeze any card instantly
- Set spending limits per card
- Real-time push notifications for every transaction
- View complete transaction history per card
- Delete cards you no longer need
- Fund and unload cards to your wallet anytime

GLOBAL eSIM DATA PLANS

Stay connected in 200+ countries without swapping SIM cards. Buy affordable eSIM data plans directly in the app — activate instantly, no physical SIM needed. Perfect for travelers, digital nomads, and remote workers.

Compare plans by country, data allowance, and duration. Competitive rates that rival Airalo and Holafly, with the convenience of managing everything from one app.

AIRTIME & DATA TOP-UP

Recharge any mobile number in 180+ countries. Send airtime and data to family, friends, or your own phone — instantly and at competitive rates.

SEND MONEY ACROSS AFRICA & BEYOND

Transfer funds to mobile money wallets, bank accounts, and eWallets across Africa and globally. Send to MTN MoMo, Airtel Money, M-Pesa, Orange Money, PayPal, Binance, Wise, and more — with transparent fees shown before you confirm.

BANK-GRADE SECURITY

- PIN verification on all financial operations
- Biometric login (Face ID, fingerprint) and passkey support
- Two-factor authentication (2FA)
- 3D Secure on every card transaction
- Device management — review and revoke active sessions
- End-to-end encryption on all data

WHO IS FYATU FOR?

- Online shoppers who need a virtual card for secure payments
- Freelancers and remote workers who receive international payments
- Travelers who need eSIM data and a payment card that works globally
- Crypto holders who want a debit card funded from their USDT/USDC
- Africans in the diaspora sending money home via mobile money
- Anyone who wants a prepaid Visa or Mastercard without a bank account

WHY CHOOSE FYATU?

- No bank account required
- Cards issued in seconds, not days
- Works in 180+ countries
- One app for cards, transfers, eSIMs, and airtime
- Multi-currency wallet (USD, EUR)
- 24/7 customer support
- Trusted by 1,000,000+ users

Download Fyatu and get your virtual card today.
Updated on
Apr 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
5.12K reviews
Ganesh Reddy
May 15, 2026
i have found critical bugs in the app and website but I have not reported because your program not rewarding to reported bugs. So Let me know there is any chance to reward to more critical severity bugs or not
1 person found this review helpful
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Ayub Aman
May 14, 2024
It's a very dirty application. They will give you a discount when you make a deposit. But when you withdraw , it cuts from your usd in half. Even if they give you a virtual card with a purchase, they will deduct ten dollars from you. Then they put the five dollars from your account don't withdraw it from the card. It's basically a scammer's application. Be careful!!
43 people found this review helpful
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Fyatu Ltd
May 23, 2024
Dear Customer, We understand your frustration and regret that you had a negative experience with our application. We would like to inform you that we do not have any policies in place that would reduce the value of your money by half upon withdrawal or deduct hidden fees from your account.
Said Mansouri
January 27, 2025
My experience with this app has been frustrating. Fees and terms are unclear—taxes and monthly charges changed after purchase, and $8 disappeared when they updated their site. Despite multiple deposits, I couldn't fully access or use my balance, and customer support keeps saying they're "working on it." This feels unprofessional and unreliable. My advice: proceed with caution and consider alternatives.
23 people found this review helpful
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Fyatu Ltd
April 4, 2023
Salut cher client, Merci beaucoup pour votre avis. Nous allons continuer à améliorer l'application pour vous satisfaire d'avantage.