Carolina Federal Credit Union is a trusted financial organization, federally chartered in 1969. In order to join CFCU one must live, work, worship or go to school in Gaston or Cleveland County. Anyone in your family can join once you become a member. We have also expanded our membership to include anyone in the state of North Carolina through membership in the North Carolina Consumer Council. We are a non-profit organization offering better rates, lower fees, helpful service and expert advice.