Metromile - Car Insurance

1.14K reviews
Content rating
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About this app

Metromile can help save low-mileage drivers an average of $741/year on car insurance. With pay-per-mile insurance, you pay for what you use—so if you drive less, you pay less. Our base rates start at just $29/mo plus a few cents for each mile you drive. Our smart driving app makes car ownership as seamless, affordable and as simple as it can be. And get connected to your car using the ‘Metromile Pulse’, our device that puts important information like your car’s location at your fingertips.
How it works:
Pay-per-mile car insurance means that you pay for what you use. Install Metromile App or visit our website and get a free car insurance quote. We start with a low, monthly rate, and then charge a low per mile rate for each mile you drive. As simple as that. Using the Pulse device, you can know your car’s location, know when street sweeping is happening, where you’re parked, check your miles, review your trips, and more. Choose from a list of coverage options and get the coverage you want, for a lot less. Log in or scan your license for an affordable quote. Sign up today and start saving.
Why choose Metromile car insurance?
- Pay-per-mile insurance is an affordable car insurance for low mileage drivers
- Get 24/7 support from our claims team
- File a claim from the app with our guided, step-by-step process
- All miles over 250 (or 150 for New Jersey drivers) per day are free
- Get the same great coverage you’re used to, for less
- Make your car a smart car with our App and Pulse device
Change your car insurance policy wherever, whenever
- Add more drivers
- Edit your personal information
- Personalize your coverage
- Get proof of insurance cards
Get connected to your car
- Review your trips to check your mileage, fuel cost, and time driving
- Find your car if it’s ever lost or stolen. Plus, we have a 94% stolen car return rate.
- Understand your car’s engine codes
- Avoid fines with street sweeping alerts sent directly to your phone (available in San Francisco, San Diego, Chicago, and the cities of Los Angeles, West Hollywood, and Santa Monica).
To sign up for pay-per-mile insurance, visit our website:
Connect with us on social platforms:
We are currently available in Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia and Washington. Drivers in other states can sign up for our waitlist for an emailed notification of availability.
Note: Not all car makes and models are compatible. Continued use of GPS running in the background can decrease battery life.
Disclaimer for savings: Average annual car insurance savings by new customers surveyed who saved with Metromile in 2018.
© 2022 Lemonade Inc. Metromile is part of Lemonade, Inc. The Lemonade and Metromile trademarks may be used only with permission from Lemonade. All rights reserved. Some insurance products are underwritten by insurers in the National General Insurance Group. Other insurance products are underwritten by Metromile Insurance Company , 425 Market Street, Suite 700 San Francisco, CA 94105
Metromile Insurance Services LLC License Numbers:
Arizona – 300214354
California – 0H79351
Illinois – 100676535
New Jersey – 1595718
Oregon – 100171058
Pennsylvania – 744983
Virginia – 137933
Washington – 833383
Updated on
Oct 5, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 5 others
Data isn’t encrypted
Data can’t be deleted
1.14K reviews
Ireneo Cayabyab Jr
November 20, 2021
It used to be affordable until WA state got rid of the credit score requirements. My bill used to be $170 for 3 vehicles, then it kept going higher and higher each month to $290. After many years, I went back to Geico and am paying $180/month with unlimited miles & the same coverages. It was cool to see driving trips mapped out, location of where you're parked, etc, but it's not worth it anymore if you're trying to $ave.
53 people found this review helpful
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Will Cool
November 14, 2021
Could have been really useful, but when my phone upgraded to Android 12 this app drained my battery fast, and I couldn't turn it off. Besides, it's only great in case of car trouble, if you have the insurance. The part that reads engine codes didn't tell me why my engine light was on -- so that was a fail. It rated my phone use while driving in a way that makes me think it confuses me driving my van with riding as a passenger in another car. Lots of potential for improvement, not there yet.
24 people found this review helpful
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Lisa Wang
January 10, 2021
We chose metromile because I was driving a very short distance to work but still needed a car. They had the most competitive rates and an easy to use app. Over the course of 2 years my rates steadily increased with 0 notification from Metromile. Because the increases are on a per mile basis, they appear tiny, but add up significantly. We finally got so frustrated that we switched to Geico, which is significantly less expensive. This company uses shady growth tactics, do not trust them.
63 people found this review helpful
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What's new

We've improved our roadside assistance experience!
You can now see real-time updates on the status of your request, and get help choosing a repair shop if you need to tow your car.