mGrana - cash when you need it



mGrana makes it easy for you to access loans quickly from your smartphone! Sign up in seconds, apply for a loan and receive your money straight to your bank account. It’s a fast and reliable way to access credit when you need it the most. Get up to R$5,000 in credit and delivered right to your bank account or in person at our cash points.


mGrana makes getting a personal loan simple by using the data on your phone including your SMS history, phone and contacts to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

* Download mGrana on your mobile phone
* Sign up, allow us to access your SMS/phone data and answer some questions
* Have your ID number and bank details in hand
* Find out within minutes if your loan application was approved
* We transfer mobile money to your account or offer cash withdrawals from local partners
* The Installments expire weekly one after the other
* Pay the Installments using your phone or bank transfer
* Pay on time and get bigger loans of up to R $ 5,000!


Interest rates vary based on the amount of the loan.

Loan amounts go from 150 R$ up to 5000 R$ with terms from 70 to 90 days. Annual percentage rate (APR) goes from 216% to 790% (13% to 25% monthly). Example: for a R$300 / 70-day loan, our total commission fee will be R$60 for a total payment of R$360. Total Effective Costa is 20.74% and equivalent Annual Percentage Rate (APR) of 361.11%

Depending on the amount of the loan for which you were approved, you always have the option of choosing a term of, at least, 70 days.

IMPORTANT! Use the app responsibly, do not borrow more than 30% of your monthly income.

Before uploading or collecting any information from you, we require you to review all of our privacy disclosures and ask for your affirmative consent. By downloading mGrana we will ask you to allow us to scan your phone information (SMS, Calls, location and contacts) so that we can verify your identity and evaluate your credit. This analysis is performed through our algorithms and in real time.

The application is completely secure, and your information will be treated with the utmost secrecy and we will never share your information without your express consent. Please check our latest privacy policy here:

Questions? We provide support 24 hours a day through the app
Do you have more questions or need more assistance? Please contact SUPORTE@MGRANA.COM or our WhatsApp 11 98881-9955. Our business hours are Monday through Friday from 9 am to 5 pm.

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The mGrana application belongs to Grana Payments Mobile Ltda., A legal entity, registered with CNPJ / MF under nº. 29.593.185 / 0001-77, with headquarters at Rua Vergueiro, 3406, conj. 138, Bairro Vila Mariana, in the municipality of São Paulo, State of São Paulo. MGrana is not a financial institution and does not do credit operations directly, but a banking correspondent. All loans made are in accordance with the regulations of the Central Bank of Brazil. Services currently available only in Greater São Paulo.

The payment of advances or payment of investment installments may have its legal rights, such as the inclusion of a database on protection assets, the protest of securities and the filing of collection actions.

All rights reserved.

*These fees include taxes. Some additional fees or commissions may apply, depending on the institution where the payment is made.
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What's New

Added the call log permission in order to get a better understanding of your profile as well as your relationships with others. We will never make or receive calls on your behalf.
Updated Privacy Policy for all users and made it more prominent within the App and on the Play console'.
For doubts or assistance using our application please contact us in Whatsapp 11 98881-9955 or via email in
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Additional Information

June 10, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Av Niceto Vega 4736, C1414BED, Ciudad Autonoma de Buenos Aires, Argentina
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