MIDFLORIDA Credit Union

MIDFLORIDA Credit Union

About this app

Enjoy quick and secure access to your accounts anytime, anywhere. Our Free Online Banking app provides everything you need to manage your finances, pay bills, deposit checks and more.

Account Management
Easily open additional accounts and view all your balances in one place, including external accounts added from other banks. Stay informed with customizable alerts for deposits, withdrawals, and card purchases. Plus, you can quickly access your statements and important documents right from the app

Card Controls
Lock or unlock your lost or misplaced debit card or credit card, redeem rewards, and take control of your spending by setting restrictions on where and how your card is used, including by merchant type, transaction type, or spending limits.

Send and Receive Money
Set up direct deposit right in the app and get paid up to two days early with Free Early Paycheck. Plus, pay bills electronically and easily transfer money between your MIDFLORIDA accounts or to and from accounts you own elsewhere.

Security
MIDFLORIDA safeguards your financial information from unauthorized users with optional 2-Step Authentication, advanced encryption technology, and one-time passcodes. Plus, you can easily manage and disconnect applications connected to your online banking profile through Plaid at any time, giving you greater control over your account security.

Save and Educate
Automate your savings with Smart Save, a debit card round-up feature, and manage your finances with our budgeting tools and goal trackers. Plus, access financial literacy courses to enhance your financial knowledge.

Register:
To use the MIDFLORIDA Mobile App, you must be a member of MIDFLORIDA and enrolled in our Free Online Banking platform.

Insured by NCUA

Ratings and reviews

2020: Easily the worst online banking app I've ever used. This app needs a SERIOUS overhaul. 2025: It got one and was great for a few years, but it seems like updates only 1 or 2 anyear. Opening the app, the screen stays blue for nearly a full minute before it either closes or allows you to log in. In some cases, the screen stays blue. Please get it together, guys, and push regular updates. This is an app for banking, not a mobile game. People rely on this app for regular, daily use.

App is OK U.I lacking doesn't show you how to use app. also does not show your credit score. confirms scheduled payments, but has no place that shows your upcoming scheduled payments, so you just have to remember that you scheduled it to pay because it only gives you a notification AFTER the payment went through on the scheduled date, no way to know until then.EDIT: Developer said check payment outbox, but it shows nothing because they're credit card payments, not payments to pay-ees or e-bills

Pretty good app. Unless you want to make a mobile deposit, which would be one of the main reasons for having the app in the first place. But when I try to make a deposit, the screen goes blank and the app kicks me back to the login page. It happens over and over and is extremely frustrating! I called the help desk to try getting an answer on this problem but they just said they'd notify the tech department. Maybe they don't really want my money in their credit union? Update: Problem fixed!

What’s new

This release includes bug fixes and performance improvements.