Merchant - AePS & Micro ATM

10.7K reviews
Content rating
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About this app

What is 'Pay1 merchant'?
Pay1 merchant is an app specially designed and developed to boost the businesses of the micro-retailer 'dukandar' of India.

Who can use this app?
This app is for all the micro-retailers right from any kiranawala, general stores, mobile stores, stationery stores, medical stores, etc. Every retailer in India can use this to grow their business.

How to use the app?
To become a Pay1 retailer, you have to download this app, sign-up as a retailer, and activate our free 'Aatmanirbhar' membership plan or opt for paid plans for better benefits like higher commission & discount on hardware products, etc. Once done, start availing of our services.

What benefits do retailers get?
– Retailers earn excellent commission on each and every transaction
– Get Instant Settlement into your bank account
– Earning tokens every transaction
– Tokens can be redeemed for cashback and other discount vouchers
– Account, reports & invoice management
– More business growth as more customer footfall

Services available in this app:

UPI Payment - VPA/QR code: Now each Pay1 retailer can accept payments with QR code through UPI, quickly and seamlessly.

Bill payments: Do Utility bill payments for your customers efficiently and quickly to more than 10 companies, through your mobile and desktop.

Micro-ATM: Your customers can swipe and withdraw cash through this service. Get yourself the Micro-ATM kit and convert your shop into an ATM.

mPOS: Accept cashless payments easily with this app. Accept payments through debit/credit cards and provide cash withdrawal and earn great commissions through the same.

AePS: Transform your shop into an ATM. Various banking services like cash withdrawal, cash deposit and balance enquiry are just a fingerprint away.

Cash Collection: Increase your monthly income by providing payment collection service in your shop for businesses viz. Swiggy, Dunzo, Zomato, Cashify, etc.

EMI Collection: Similar to cash collection, provide monthly premium or instalments collection service in your shop.

Recharge: Mobile and DTH recharge are now available at the Pay1 app. This service gives retailers the opportunity to do recharges at the convenience of their shop and earn more, with uninterrupted service quality and fast transaction speed even during peak hours.

PAN Card: Retailers can carry out all the necessary procedures required for applying for a PAN Card on behalf of the customer and earn great commissions through the same.

Motor Insurance: Through this service, the retailers can provide bike insurance to their customers

Travel booking: Pay1’s travel booking platform helps retailers to provide their customers with travel and hotel booking services at a reasonable price. You can book air tickets, and train tickets through the IRCTC portal, hotel bookings and tour packages with ease.

Loans: Get a Loan amount starting from 10,000 to 2,50,000 lac
Repay loan within 3 months to 6 months
Annual percentage rate (APR) (per annum monthly reduction): 21.6%-30%
Loan Processing fee: 2-4%

Our NBFC Lending partner on the app: Lendbox -

Loan amount: 50,000, Interest 30%, Processing fee 3%, Tenure 140 days (4.6 months)
Loan processing fee: Rs 1,500 + 18% GST
EMI per month: Rs.10,714
Total interest: Rs.5,833
Disbursal amount: Rs.46,980 (after deducting PF+GST and a month's interest)
Amount Payable: Rs.56,770

All loans are subject to Terms and conditions.

For more details please visit our website:
For any inquiries or queries, call us at 022 42932288 or mail us at
Updated on
Mar 2, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted
10.7K reviews
Joy Poddar
January 31, 2023
Very quickly customer care service support all services like Dmt , aeps,microATM Very quick and smooth transaction easy to use this aap Thanks to team pay 1 for this aap
15 people found this review helpful
Naruto Uzumaki
March 16, 2023
Sign up is not showing only login
2 people found this review helpful
Hmi music
March 8, 2023
Very bed expriance in this app for do kyc aeps work 4 day then stop all service.only mobile recharge is active😡😡
1 person found this review helpful