It is a software application designed for smart phones which is discharged through the respective shops under (Android, IOS) operating system, through her customers can make payments or purchases at affiliated stores by associating a credit card, debit or prepaid Visa or MasterCard Marks reading a QR code that can store information through a dot matrix or two-dimensional bar code, through this code can identify a variety of information.
In the case of Smartmoney application will be used to identify the store where the purchase or payment will be made to pay the user will have to enter your PIN number: When setting the application to associate a code 4 digit number which will use to authorize payments or purchases this number is customized and does not match the PIN number of your card.