NerdWallet: Manage Your Money

26.5K reviews
Editors' Choice
Content rating
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About this app

Track your budget, finances and credit - all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. Then zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to help you manage your finances and work toward your goals.

Here’s how our FREE personal finance tracking app works:


- Track spending across multiple cards
- Keep track of your budget with our 50/30/20 breakdown
- Get detailed spending insights
- Track your bills, expenses and more
- Discover ways to cut back or save
- Compare spending month-to-month
- See your top spending categories for easier budgeting


- See how your income, debts, investments, and home value all add up
- Follow the history of your net worth
- Zoom into the details of your net worth and track individual accounts over time


- Access your credit score and credit report any time
- Get score change notifications
- Understand the factors that affect your score
- Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more


- Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts


Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.
Updated on
Nov 20, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

25.9K reviews
Shamah J
November 22, 2023
With mint closing down I am looking for new fee budget tracker. While not as many features as mint the UI is clean and friendly. It would be great to add custom categories and to set up actual budgets in app to track for saving for a rainy day vacation etc. Then I think it'll be great. I also like the insights it provides On a daily basis and recommendations based on my credit score how to improve. I look forward to seeing more features come out it could be a really great alternative to mint.
17 people found this review helpful
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Eric Huston
November 12, 2023
I've been looking for a replacement for Mint since it's getting shut down next year. I wish there were budgets and the ability to add and edit categories to get a bigger picture of my spending. The bill feature is ok even though it's in beta but it would be better if it recognized my credit card due dates. Overall still one of the better free options. I mean if you're budgeting then you probably shouldn't waste money on the other apps.
57 people found this review helpful
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Elizabeth Robinson
November 13, 2023
I'm still a bit iffy if seeing this much detail gives me more anxiety or not (I'm very financially aware but seeing you've spent xx on leisure item can be jarring). The bill section is much needed but still not terribly accurate (it's in beta so I hope it'll continue to get better especially distinguishing 2 different bills from the same place) and I'd really love it if I could see my credit card balances without having to include them in the networth. And a calendar view for bills.
34 people found this review helpful
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What's new

The usual bug fixes and nerdy updates