NerdWallet: Personal Finance

18.1K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Discover the insights you need to make the most of your money. Start with the big picture and see all your financial accounts on one screen. Or zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to build it all.

Here’s how our personal finance tracking app works:


- Track spending across multiple cards
- Get detailed spending insights
- Track your bills, expenses and more
- Discover ways to cut back or save
- Compare spending month-to-month
- See your top spending categories and trends


- See how your income, debts, investments, and home value all add up
- Follow the history of your net worth
- Zoom into the details of your net worth and track individual accounts over time


- Access your credit score and credit report any time
- Get score change notifications
- Understand the factors that affect your score
- Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more


- Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts
Updated on
Jun 16, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
18.1K reviews
Stephany Mahaffey
July 1, 2022
Best free app for understanding personal finances. It's not a budgeting app. It shows you trends, warns of upcoming bills, tells you when your credit score changes, alerts you when bills go up, tells you when you're spending less or more in certain categories, and more. Ads are minimal and they're upfront about their relationship with advertisers and recommendations to improve your credit.
2 people found this review helpful
Did you find this helpful?
July 3, 2022
Hi Stephany, thank you for the thoughtful feedback. We are pleased that you're enjoying the app!
Jake Blumberg
July 1, 2022
I keep getting error code -10 whenever I try to attach a credit card to my account. It's been this way for weeks, this most recent update did nothing to fix it. I'll update my review once I can use this app as designed. That being said, this app has helped me raise my credit score 109 points in the last year. Soon, I won't even need a cosigner when moving!
1 person found this review helpful
Did you find this helpful?
July 3, 2022
Hi Jake. Congrats on your financial progress over the last year! Sorry to hear about your account linking issue. Please send an email to from the address associated with your NerdWallet account and our Nerds will be happy to assist.
Stefan Sullivan
April 20, 2022
It's pretty good to view multiple banks, etc. provides a lot of useful information. Like all budgeting apps, it makes it very difficult to really understand how much money you have per-budget in a given month. It takes a lot of attention to categorize transactions. Symbolically putting money into savings is impossible. It does do a good job of showing top-line how much cash you have left at the end of a given month, which is not terribly relevant if you're trying to increase your savings.
141 people found this review helpful
Did you find this helpful?

What's new

New Nerdy updates:

- Looking for a new credit card? Now you can see how likely you are to be approved before you apply, based on your credit score.
- Get easy access to our most popular calculators, right on the home screen. Crunch the numbers on your retirement plans, how much house you can afford, and more.