Monese - Mobile Money Account

96.7K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you a fast borderless money account in 31 countries, regardless of your credit score.

Transfer money with ease, get your salary paid into your account, track finances and use your Mastercard debit card wherever you go. Join over 2 million people and enjoy a full range of finance features. You can open a GBP account or EUR IBAN account straight from your phone. Download now!

Your banking alternative - so how does it work?

• Mobile Money Account: Open a GBP or EUR IBAN account, straight from your phone
• Mastercard: Get a contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Cash withdrawals: Enjoy fee-free foreign currency card spending and ATM withdrawals
• Receive & transfer money: Quickly receive and transfer money locally and internationally in 19 currencies
• Virtual card: Create a virtual card and pay online or in-store for an extra layer of security
• Joint account: The easiest way to spend, share and save with a loved one, roommate, family member or friend
• Business accounts: Want to use Monese for your business? Open your GBP account quickly and easily

Moving country or like to travel? Then Monese is the mobile money account and banking alternative for you. Regardless of country or credit score, simply apply for an account with your national ID or passport. Our app and customer support team are also there for you in multiple languages, so you can open your GBP or EUR IBAN account without any hassle. With a borderless money account, you can take Monese with you, wherever you go.

Our feature-rich smartphone app also provides you with great tools to help you track finances, transfer money, manage your salary and payments and see your balance at a glance:

• Mobile money account - Real-time notifications whenever you use your account
• Finance updates - A detailed spending overview, for full finance transparency around your transactions
• Savings Pots - Put cash aside to save for something special
• Google Pay - Pay in a fast, simple way in millions of places, on sites, in apps, and in stores, with Google Pay (in selected countries)
• Finance management - An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent payments, or gym memberships
• Instant balance - check your account balance by one swipe down from your phone’s home screen

Plus, you can also:

• Build your credit score, credit history and savings all together with Credit Builder
• Get automatic insurance on paid plans, like Bills, device & Phone Protection
• Link your PayPal account to manage your PayPal balance & transactions from the app, & seamlessly add your Monese card to your PayPal wallet (in select countries)
• Connect your British Airways Executive Club account to track & manage your Avios
• Open a savings account & earn interest on your savings with Raisin
• Get instant account statements in PDF & XLS
• Enjoy state-of-the-art security features like 3D Secure, locking or unlocking your card, & strong encryption & biometric login

Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits & Recurring Payments - all while maintaining a complete overview of your earning, spending & saving. Withdraw cash from ATMs worldwide for free & add money to your account by bank transfer, using another debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. Join the banking alternative & use your Mastercard debit card wherever you go - we're giving you the financial freedom to work, travel to explore the world, without your credit score holding you back.

You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 and live in the EEA.
Updated on
31 May 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and Photos and videos
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

95.8K reviews
A Google user
6 February 2019
Verification process is a hassle so didnt get to use it at all. Their microphones did not work when there was an option to speak with someone as well. The person i was speaking with was good though. my account better be closed as well. All in all going to other options I've been hearing about in the comments. Hope this helps!
47 people found this review helpful
Did you find this helpful?
Monese Ltd
9 February 2019
Hi there, thanks for your feedback on our onboarding, ID verification process. We'll pass this to our relevant team for improvements. Do feel free to get in touch with our support team for any further comments. Thanks!
hello world
15 May 2023
i just love it! fast, easy and reliable. you can have different account types with individual cards. low rates and fees also on free accounts. just what i need. without any doubt monese is the best banking account and the best banking app i ever had. i am for sure a very happy customer.
12 people found this review helpful
Did you find this helpful?
Monese Ltd
16 May 2023
Thank you so much for your review!
Antonio cassini
8 May 2023
I have had the app for just over a year now. I used money to transfer money that my parents gave me from pounds to euros. I loved it at the beginning, it was easy to use. But now they have gotten on my nerves. They blocked my account telling me to re register. I tried that, but it just made thing worse each time. I tried contacting support, the worst experience ever. No one replies, no one picks up. It's been over a week now. And now I doubt I'll ever get my money back. HUGE DISAPPOINTMENT
11 people found this review helpful
Did you find this helpful?
Monese Ltd
9 May 2023
We understand this can be frustrating. We are working towards making this better. We would appreciate it if you could send us the details at

What's new

To get our app in tip-top shape, we’ve been busy making 38 bug fixes and improvements.

Don't forget to leave us a rating!