Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you a fast and free borderless money account in 31 countries, regardless of your credit score.
Transfer money with ease, get your salary paid into your current account, track finances and use your Mastercard wherever you go. Just apply for a mobile money account in minutes - no matter what your credit score. Join over a million people and enjoy a full range of finance features - all celebrated by a 4.4/5 Trustpilot score. You can open a GBP account or EUR IBAN account straight from your phone. Download now!
Your banking alternative - so how does it work?
• Mobile Money Account: Open a free GBP account or a free EUR IBAN account, straight from your phone
• Mastercard: Get a contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Cash withdrawals: Enjoy fee-free foreign currency card spending and ATM withdrawals
• Receive & transfer money: Quickly receive and transfer money locally and internationally in 16 currencies
• Business accounts: Want to use Monese for your business? Open your GBP account quickly and easily
Moving country or like to travel? Then Monese is the mobile money account and banking alternative for you. Regardless of country or credit score, simply apply for a current account with your national ID or passport. Our app and customer support team are also there for you in 14 languages, so you can open your free GBP account or EUR IBAN account without any hassle. With a borderless money account, you can take Monese with you, wherever you go.
Our feature-rich smartphone app also provides you with great tools to help you track finances, transfer money, manage your salary and payments and see your balance at a glance:
• Mobile money account - Real-time notifications whenever you use your account
• Finance updates - A detailed spending overview, for full finance transparency around your transactions
• Savings Pots - Put cash aside to save for something special
• Google Pay - Pay in a fast, simple way in millions of places, on sites, in apps, and in stores, with Google Pay (in selected countries)
• Finance management - An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent payments, or gym memberships
• Instant balance - check your account balance by one swipe down from your phone’s home screen
Plus, you can also:
• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet (in selected countries)
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• Get instant account statements in PDF or XLS
• Enjoy state-of-the-art security features such as locking or unlocking your card on the go, as well as strong encryption and biometric login
• Earn money by inviting your friends and family - we'll give you both a reward when they start using Monese!
Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free and add money to your account by bank transfer, using another debit card, or with cash at over 40,000 locations in the UK. Join the banking alternative and use your Mastercard wherever you go - we're giving you the financial freedom to work, travel to explore the world, without your credit score or address holding you back.
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).