Moneybox - Save and Invest

10.7K reviews
Content rating
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About this app

Turn your money into something greater with Moneybox.

Grow your money through investing with as little as £1, our simple starting options, and range of funds. Save for your first home with our market-leading Lifetime ISA, and get free Mortgage Advice when it’s time to buy. Find and combine your old pensions and build a retirement fund worth waiting for with the Moneybox Pension. All with award-winning customer support.

Choose from a range of accounts for every need
• We offer a Stocks and Shares ISA, Lifetime ISA, Junior ISAs, Personal Pension, Savings accounts and more to help you turn your money into something greater.
• You can also plan for your future with tools such as our popular Lifetime ISA Calculator, ISA Time Machine and more.

Make saving and investing part of your everyday life
• Start saving, automatically: Set up a regular weekly deposit, a monthly payday boost, or round up your everyday card purchases to the nearest pound and save or invest the spare change e.g. when you buy a coffee for £2.40, you can choose to ‘round up’ to £3 and set aside the 60p change. You can also make one-off deposits whenever you like.

Grow your money through investing
• We've worked with experts to put together three simple starting options – cautious, balanced and adventurous. All you need to do is pick one!
• The option you choose determines how your savings are split between a range of tracker funds. Using these funds, you can invest into thousands of leading companies from around the world including Facebook, Netflix and Disney.
• This range of funds includes a socially responsible option. Our socially responsible global shares fund invests in a range of companies from across the developed global stock market but considers environmental, social and governance factors in its selection process.
• Your investments are held within a Stocks & Shares ISA, Stocks & Shares Lifetime ISA or General Investment Account (GIA). All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Find and combine your old pensions
• We offer a Personal Pension to help you build a retirement fund worth waiting for. Our Pension Detectives are here to help you track down your old workplace pensions and combine them into one simple pot. T&Cs, pension and tax rules apply.

Buy your first home with our market-leading Cash Lifetime ISA and free Mortgage Advice
• Save up to £4,000 per year and get a 25% government bonus with a Cash Lifetime ISA. This means you can get up to £1,000 a year towards your first home.
• We also offer free Mortgage Advice when it’s time to buy. Browse over 90 lenders and find a mortgage that’s right for you.
• Government early withdrawal charge may apply to the Lifetime ISA.
• Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments.

Trusted and transparent
• Moneybox is authorised and regulated by the Financial Conduct Authority with reference number 712935.
• Your savings and investments are covered by the UK government’s Financial Services Compensation Scheme up to a limit of £85,000 in the unlikely event that a fund provider is declared bankrupt.
• For our investment products, we charge just £1 a month and 0.45% of the value of your investments per year. There are fund provider costs of 012%-0.30%. To help you get started, we do not charge the subscription fee for the first three months.
• There are no account fees for our Cash Lifetime ISA.
• We use bank level 256-bit TLS encryption for all your personal information.

Ready to get started? Install Moneybox now.
Updated on
Jun 27, 2022

Data safety

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10.7K reviews
Allie Dewar
April 10, 2022
Edit: I have updated my review as I have talked with the customer support and they were nothing but gracious, helped me promptly with my issue and overall, the app is easy to use. Thank you for the help! Overall I've had a good experience with this app. However, after having issues with my phone I had trouble logging back into my account as I was not receiving any of the emails they claimed to have been sending
29 people found this review helpful
Digital Moneybox Limited
April 10, 2022
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at Thank you.
Chris Owen
May 8, 2022
Seems OK once I managed to register. Kept telling me my email address was invalid. After numerous attempts I checked my mail and there was a verification email there. When I went back to the app it just started the registration process again, with same invalid email message even though I'd verified it. Eventually got to the login screen somehow & it turned out that my account was set up even though I hadn't actually been able to complete the registration process.
4 people found this review helpful
Digital Moneybox Limited
May 13, 2022
Hi Chris, really sorry to hear this! This certainly doesn't sound right. If you could please email, we'll take a look into what has gone wrong here.
May 16, 2022
Great app apart from the round ups. Would be 5* but a couple of small issues. With my bank the round ups are taken daily, so you don't notice, however, with moneybox they calculate the round ups then take it as a lump weekly. I wish they could improve this. Also, a glitch with moving funds between accounts. All in all though, a super app. Im very pleased with it.
18 people found this review helpful
Digital Moneybox Limited
May 22, 2022
Hi there - thanks for leaving us a review! At the moment, round ups aren't live deductions and so are collected on a weekly basis, however we'll flag this feedback to our development team for them to review! Should this change, we will of course let you and our other customers know.

What's new

In the latest version we’ve been busy making some important updates and bug fixes to keep the Moneybox machine running smoothly.