Moneybox - Save and Invest

4.3
12.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Turn your money into something greater with Moneybox.

Grow your money through investing with as little as £1, our simple starting options, and range of funds. Save for your first home with our market-leading Lifetime ISA, and get free Mortgage Advice when it’s time to buy. Find and combine your old pensions and build a retirement fund worth waiting for with the Moneybox Pension. All with award-winning customer support.


Choose from a range of accounts for every need
• We offer a Stocks and Shares ISA, Lifetime ISA, Junior ISAs, Personal Pension, Savings accounts and more to help you turn your money into something greater.
• You can also plan for your future with tools such as our popular Lifetime ISA Calculator, ISA Time Machine and more.


Make saving and investing part of your everyday life
• Start saving, automatically: Set up a regular weekly deposit, a monthly payday boost, or round up your everyday card purchases to the nearest pound and save or invest the spare change e.g. when you buy a coffee for £2.40, you can choose to ‘round up’ to £3 and set aside the 60p change. You can also make one-off deposits whenever you like.


Grow your money through investing
• We've worked with experts to put together three simple starting options – cautious, balanced and adventurous. All you need to do is pick one!
• The option you choose determines how your savings are split between a range of tracker funds. Using these funds, you can invest into thousands of leading companies from around the world including Facebook, Netflix and Disney.
• This range of funds includes a socially responsible option. Our socially responsible global shares fund invests in a range of companies from across the developed global stock market but considers environmental, social and governance factors in its selection process.
• Your investments are held within a Stocks & Shares ISA, Stocks & Shares Lifetime ISA or General Investment Account (GIA). All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.


Find and combine your old pensions
• We offer a Personal Pension to help you build a retirement fund worth waiting for. Our Pension Detectives are here to help you track down your old workplace pensions and combine them into one simple pot. T&Cs, pension and tax rules apply.


Buy your first home with our market-leading Cash Lifetime ISA and free Mortgage Advice
• Save up to £4,000 per year and get a 25% government bonus with a Cash Lifetime ISA. This means you can get up to £1,000 a year towards your first home.
• We also offer free Mortgage Advice when it’s time to buy. Browse over 90 lenders and find a mortgage that’s right for you.
• Government early withdrawal charge may apply to the Lifetime ISA.
• Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments.

Trusted and transparent
• Moneybox is authorised and regulated by the Financial Conduct Authority with reference number 712935.
• Your savings and investments are covered by the UK government’s Financial Services Compensation Scheme up to a limit of £85,000 in the unlikely event that a fund provider is declared bankrupt.
• For our investment products, we charge just £1 a month and 0.45% of the value of your investments per year. There are fund provider costs of 012%-0.30%. To help you get started, we do not charge the subscription fee for the first three months.
• There are no account fees for our Cash Lifetime ISA.
• We use bank level 256-bit TLS encryption for all your personal information.


Ready to get started? Install Moneybox now.
Updated on
Dec 5, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted
4.3
12.3K reviews
Harvey Lawrey
December 6, 2022
The app is fine, everything works as it should. I've used the app since early 2020 now, the fees are quite high for an average person, I've deposited between 5/20 a week for the past 3 years almost and never actually seen my money in profit which isn't great, I'll stick with it though for another year or two.
Digital Moneybox Limited
December 8, 2022
We're sorry to hear this! As we don't actively manage your investments, we unable to offer any specific financial advice, which is why it's important to make sure that your investment allocations are right for you and your circumstances. We have a range of tools which can help with managing a downturn, if you drop us a line, we'd be happy to help.
Frank TodHunter
September 20, 2022
Good for use with my lifetime ISA but shoddy at best when it comes to saving with them. I'm salaried so I save monthly. Moneybox is uninterested in this reality. Instead they advocate for weekly deposits. You can pay monthly with 'payday boost' but this is limited to a single savings account. So if you have more than 1 savings, tough, do it manually or do it weekly. Great for my lifetime ISA but I'm not waiting for a standard feature to hit the app. I'll just save elsewhere.
Digital Moneybox Limited
September 24, 2022
Hi Frank, we're sorry to read your 3* review! Unfortunately you're currently only able to add Payday Boost to one of your accounts. We do offer instant bank transfers for our LISAs/ISA/GIA that allow you to deposit into your Moneybox account instantly. If you'd like to know more, you can email us at support@moneyboxapp.com, we'd be happy to help!
Daniel West
November 13, 2022
Great for long-term investing. I wish there were more stock options and investments were done faster. the stock performance graph doesn't seem to work properly. but as a set it and forget it means of investing it is great
Digital Moneybox Limited
November 16, 2022
Hi Daniel, thanks for your review and your feedback here! We're always working on improving our display, and the speed of our service so we'll be sure to pass your feedback on to the relevant team.

What's new

In the latest version we’ve been busy making some important updates and bug fixes to keep the Moneybox machine running smoothly.