Moneybox - Save and Invest

4.4
12.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Turn your money into something greater with Moneybox.

Grow your money through investing with as little as £1, our simple starting options, and range of funds. Save for your first home with our market-leading Lifetime ISA, and get free Mortgage Advice when it’s time to buy. Find and combine your old pensions and build a retirement fund worth waiting for with the Moneybox Pension. All with award-winning customer support.


Choose from a range of accounts for every need
• We offer a Stocks and Shares ISA, Lifetime ISA, Junior ISAs, Personal Pension, Savings accounts and more to help you turn your money into something greater.
• You can also plan for your future with tools such as our popular Lifetime ISA Calculator, ISA Time Machine and more.


Make saving and investing part of your everyday life
• Start saving, automatically: Set up a regular weekly deposit, a monthly payday boost, or round up your everyday card purchases to the nearest pound and save or invest the spare change e.g. when you buy a coffee for £2.40, you can choose to ‘round up’ to £3 and set aside the 60p change. You can also make one-off deposits whenever you like.


Grow your money through investing
• We've worked with experts to put together three simple starting options – cautious, balanced and adventurous. All you need to do is pick one!
• The option you choose determines how your savings are split between a range of tracker funds. Using these funds, you can invest into thousands of leading companies from around the world including Facebook, Netflix and Disney.
• This range of funds includes a socially responsible option. Our socially responsible global shares fund invests in a range of companies from across the developed global stock market but considers environmental, social and governance factors in its selection process.
• Your investments are held within a Stocks & Shares ISA, Stocks & Shares Lifetime ISA or General Investment Account (GIA). All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.


Find and combine your old pensions
• We offer a Personal Pension to help you build a retirement fund worth waiting for. Our Pension Detectives are here to help you track down your old workplace pensions and combine them into one simple pot. T&Cs, pension and tax rules apply.


Buy your first home with our market-leading Cash Lifetime ISA and free Mortgage Advice
• Save up to £4,000 per year and get a 25% government bonus with a Cash Lifetime ISA. This means you can get up to £1,000 a year towards your first home.
• We also offer free Mortgage Advice when it’s time to buy. Browse over 90 lenders and find a mortgage that’s right for you.
• Government early withdrawal charge may apply to the Lifetime ISA.
• Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments.

Trusted and transparent
• Moneybox is authorised and regulated by the Financial Conduct Authority with reference number 712935.
• Your savings and investments are covered by the UK government’s Financial Services Compensation Scheme up to a limit of £85,000 in the unlikely event that a fund provider is declared bankrupt.
• For our investment products, we charge just £1 a month and 0.45% of the value of your investments per year. There are fund provider costs of 012%-0.30%. To help you get started, we do not charge the subscription fee for the first three months.
• There are no account fees for our Cash Lifetime ISA.
• We use bank level 256-bit TLS encryption for all your personal information.


Ready to get started? Install Moneybox now.
Updated on
Feb 6, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted
4.4
12.7K reviews
Dr Blackwater
January 26, 2023
So far so good, easy to set up and choose where you want your money invested. The round up function is a great idea and I do the same with loose change saving them in a money jar at home. Just got to sit back and see how it grows now, it will take a few months to see how good it is. They could make it easier to see how your individual allocations are going so you'd get a better idea which are doing better.... Disappointing they're removing moneybox+ rewards, step in the wrong direction.
4 people found this review helpful
Digital Moneybox Limited
February 18, 2020
Thanks for the feedback! If there's anything you'd like to see in the app in the future, just drop us a message via the in-app chat, or email support@moneyboxapp.com. We will keep this in mind for future updates - thanks!
Ashley Phillips
December 21, 2022
I've had an account for years now, since moneybox first started. I put £20 in to see how it works, I've not touched my account and I'm down 80% so far. Great idea but I've never made a profit in all the time I've had the app. Wouldn't recommend sadly as I've never seen a profit. Just to clarify, I have put in a lot more money before, but because it didn't make a profit I took it out at a 20% loss. Always kept £20 in as interested to see if it actually worked.
Digital Moneybox Limited
December 21, 2022
We appreciate it's never nice seeing the value of your investments fall! As Moneybox is a self-directed platform, we do not actively manage your investments and cannot offer any specific financial advice. If you drop our team a line in-app, we’d be happy to share a range of tools which can help with managing a downturn in investment performance.
Bunc Bunc
February 3, 2023
The collection cycle is a little confusing and seems unduly slow. The range of single stocks and instruments for ISA investment is very limited and timing investments seems difficult. Good for small regular savers though with the three different savings accounts The ISA would be better with a broader range of investable instruments. Ive edited this review because MB were actually very prompt and helpful with a problem i encountered and ive increased my rating. I feel the fees are a bit steep.
Digital Moneybox Limited
February 3, 2023
Hi there, we're sorry to see your 2* review. For our investment accounts and LISAs, we introduced instant bank transfers and we’re working to expand this feature in the future to cover all accounts. We launched individual stocks at the end of 2022, and are keen to expand our range. If there's anything you'd like to see, please let our team know.

What's new

In the latest version we’ve been busy making some important updates and bug fixes to keep the Moneybox machine running smoothly.