MoneyLion: Bank & Earn Rewards

MoneyLion Inc.

About this app

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advance options & cashback rewards for extra money when you need it.

MONEYLION GAMES
Play games for fun & earn real money. Earn up to $50 cashback per game with even more opportunities to earn daily. Rewards are subject to terms & conditions.

BANKING WITH ROARMONEY
Get paid up to 2 days early² with RoarMoney℠ direct deposit. Open a RoarMoney banking account & invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits!

CASHBACK & REWARDS- MONEYLION WOW⁷
Get cash back & earn rewards on big financial decisions or everyday spending. Protect yourself with exclusive benefits like cell phone insurance, travel protection, & more.

CASH ADVANCES UP TO $500¹
Access up to $500 of your paycheck, any day with InstacashⓇ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check.

FAST LOAN OFFERS⁵
Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, or savings accounts.

CREDIT BUILDER LOAN⁶
Help boost your credit score with a Credit Builder loan of up to $1000 + exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally Bank, Chime, Self, Varo Bank, Possible Finance, Albert, Klover, Earnin, Empower, Cleo, Brigit, Kikoff, or IRS2Go

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506

249 W 17th St, 4th Fl, New York, NY 10011

Ratings and reviews

I absolutely love Money Lion! I have earned close to $300 simply by playing games that I enjoy playing. I earned $20 within the first few hours which doesn't happen with any other app that promises to pay for game play. plus all you need to cash out is only $1. all the other features of the app are great too, loan offers, credit building, sweepstakes entries, etc. plus I now have a legit bank account with a physical debit card. app navigation is user friendly, and customer service is great!

The app is TERRIBLE! I have had an "Instacash" offer for months but have been unable to use it because they claim my debit card does not belong to me when everyone else I deal with or use it for says it does. Then they have the audacity to tell me to get another debit card as if they're special and I should gladly uproot and change my debit card information for all the bills and services I pay for with it. Worst customer service I have ever experienced.

I've been with MoneyLion for over a year. I'm still here for a reason. The app is easy to use and even though the $19.99 per month fee may seem like alot...the information, tips, community messaging, offers from good companies that you can really use on all kinds of services. carninsurance, loans, credit repair is worth it. It's there when you need it. Not in your face, texts, unwanted emails or solicitation while using the app and if you need help JUST CALL AND A REAL PERSON WILL HELP YOU!!

What’s new

We’ve squashed some bugs and made some performance improvements.