Moniepoint Business Banking

Moniepoint

About this app

Moniepoint provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans.

More than 2 million business customers trust Moniepoint with their business bank account to help them achieve their business goals.

BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT

Moniepoint Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits:

- Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution.

- Business savings plans. Save money smartly with our savings plans, tailored to your business needs.

- Send and receive money. Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account.

- POS terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours.

- Business expense cards: Moniepoint's expense cards will help you manage your business expenses more efficiently. With our expense cards, you can track your spending in real time and set spending limits in your business bank account. Our expense cards cost only N1,000 and you can have them delivered for only N1,000.

- Working capital loans: Moniepoint offers working capital loans for businesses with effective interest rates of 2 - 3% per month. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online business loan application is available 24/7!

- Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app, you’ll receive 2% of cashback in return.

THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT

Experience the better way to bank your business and much more, all within the Moniepoint Business Banking app.

Moniepoint’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business bank account with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly.

Moniepoint started as an agent banking network, but has evolved to a business and personal banking provider.

At Moniepoint, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN)- https://www.cbn.gov.ng/supervision/inst-mf.asp .

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: [phone]
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State.

Within the Moniepoint Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills and request expense cards & POS terminals in less than 48h, on top of working capital loans for your convenience. Join our community of over 2,000,000 satisfied businesses! Become a Moniepoint business owner or agent today!

Ratings and reviews

Trying to register my business account and complete verification, but I've been stuck at Tier 2 for a while. I keep submitting my utility bill and it keeps getting rejected, feels like there's an issue with your document extraction/verification system. Please fix this, it's really frustrating.

Wonderful experience your service is what everyone would want to get when you are banking, your network is strong, your costumers care service are always responding when call open, I always get my money revise when ever i am been debited, your charges are so transparent no hidden charges. All the costumers that I have referred to moniepoint have shared their experience with me how they all have a good and easy transitions both withdrawal and transferring money from their app or with the terminal

No push/mail notifications for credit. They notify you when you log in or send money but not when you get a payment. The sms option (attracts charges) is not good for those who are always on the move internationally. And, what's all this taking photos cos I need to send money. I've done this photo verification countless times in the past - many of them futile. Can't transfer money at the moment. In short, not the best banking experience I've had.

What’s new

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!