Moniepoint Business Banking

4.6
178K reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Moniepoint provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans.

More than 2 million business customers trust Moniepoint with their business bank account to help them achieve their business goals.


BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT


Moniepoint Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits:

- Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution.

- Business savings plans. Save money smartly with our savings plans, tailored to your business needs.

- Send and receive money. Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account.

- POS terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours.

- Business expense cards: Moniepoint's expense cards will help you manage your business expenses more efficiently. With our expense cards, you can track your spending in real time and set spending limits in your business bank account. Our expense cards cost only N1,000 and you can have them delivered for only N1,000.

- Working capital loans: Moniepoint offers working capital loans for businesses with effective interest rates of 2 - 3% per month. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online business loan application is available 24/7!

- Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app, you’ll receive 2% of cashback in return.

THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT


Experience the better way to bank your business and much more, all within the Moniepoint Business Banking app.

Moniepoint’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business bank account with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly.

Moniepoint started as an agent banking network, but has evolved to a business and personal banking provider.

At Moniepoint, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN)- https://www.cbn.gov.ng/supervision/inst-mf.asp .

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State.

Within the Moniepoint Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills and request expense cards & POS terminals in less than 48h, on top of working capital loans for your convenience. Join our community of over 2,000,000 satisfied businesses! Become a Moniepoint business owner or agent today!
Updated on
Feb 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos and App info and performance
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
177K reviews
Mishael Esimaje
September 20, 2024
For the pass two days now I've been having problems using the money point mobile app. I always get " unable to validate tranfer" whenever I'm trying to make a transfer. I have to sometimes exit and re enter the app more than 10 times and I promise I'm not exaggerating. It's frustrating and I think I'm getting to the point whereby I'll pull out my remaining money and ditch the app.
4,726 people found this review helpful
Did you find this helpful?
Moniepoint
December 5, 2024
Hi! we apologize for the inconvenience. If you’re getting “unable to validate transfer” repeatedly, please ensure your app is updated to the latest version, check your internet connection for stability, clear the app’s cache/reinstall it. If the issue persists, please contact store.support@moniepoint.com with your details for further assistance.
Caleb Eze
February 6, 2026
Good app, nice banking system but need to work on saving transfer Beneficiary, I have clicked to save account number and anything time I click on saved accounts option it shows that I didn't save any account. Here's an update after updating the app, the saved beneficiary option works now.
Did you find this helpful?
Moniepoint
February 6, 2026
Hi Caleb, We appreciate your feedback! We’re glad you like the app and banking system. We’re sorry about the issue with saving transfer beneficiaries. Please ensure your app is updated and try again. Thank you for your patience.
Ogunbona Sodiq
January 27, 2026
Is a good app and I love it, but I wanted to throw an opinion about this SAVE AS YOU TRANSACT, it should be something that is editable, like instead of having 100 as the hight amount that we can save while we transact, it should be something whereby we can put the amount we want by ourselves... Please I will appreciate it if you can look into it, please this should also be done for those using the Business App too.. Thak you
2,301 people found this review helpful
Did you find this helpful?
Moniepoint
January 8, 2026
Hi Sodiq, Thank you for your feedback! We’re glad you love the app. We’ve taken note of your suggestion to make the “Save as You Transact” feature editable, allowing users to set their own savings amount. We’ll take this into consideration as we continue improving the app.

What’s new

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!