MoMo-Trợ Thủ Tài Chính với AI

4.3
682K reviews
10M+
Downloads
Content rating
Everyone
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About this app

MoMo - Your AI-powered financial assistant helps you do more with your money

1. Convenient Payments
- Fast, anytime, anywhere: Easily pay at thousands of locations, from stores to online services.

- Diverse Services: Pay bills, top up your account, buy tickets, book flights in seconds.

- Easy Bank Linking: Supports most major banks in Vietnam.

2. Diverse Financial Services
- Expense Control: Automatically categorize and quickly enter expenses, with reminders to avoid overspending.

- Flexible Savings: Starting from just 10,000 VND, easily generate returns (*).

- Quick Loans, No Income Verification Required: Approved in 1 minute, limits up to 50 million VND (*).

- Simple Investments: Small capital required, easy tracking on the app (*).

3. Safety & Security
- 5-Layer AI Security Technology: Protects your account 24/7, detects and prevents unusual transactions.

- Strategic Partner of Major Banks: Ensures the highest PCI DSS security standards.

MoMo Wear OS - Convenient Payments & Fast Money Receipts:

The application allows users to:

- Open the MoMo app directly on their Wear OS watch
- Enter a PIN to generate a QR/Barcode for payment
- Use the QR code to pay at MoMo-accepting points

- Receive money from friends and family

- Connect and synchronize data with the MoMo app on your phone

MoMo helps you access financial services easily, at reasonable costs, building a stable financial foundation and a better life.

MOBILE ONLINE SERVICES JOINT STOCK COMPANY
Address: Phu My Hung Building, 8 Hoang Van Thai Street, Tan Phu Ward, District 7, Ho Chi Minh City.
Updated on
Mar 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Contacts
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.3
674K reviews
Platon Shubin
February 13, 2026
This is the worst mobile money app in all of the countries I have visited so far. It's impossible to use it without connecting a bank account. However, they promise to verify your account in one of their offices without a Vietnam bank account. After verifying, this app stays absolutely useless. Friends cannot transfer the money to you, unless you connect a bank account. Paying is also impossible, you cannot even top up the balance. The employee at the Da Nang branch consulted me wrong.
5 people found this review helpful
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M_SERVICE JSC
February 20, 2026
Cảm ơn bạn đã để lại đánh giá. MoMo rất tiếc khi biết rằng bạn không hài lòng với trải nghiệm MoMo. Để có thể hiểu rõ hơn và hỗ trợ bạn kịp thời, vui lòng liên hệ với chúng tôi qua hotline 1900545441 hoặc vào ứng dụng ví MoMo mục Tôi -> Trung tâm trợ giúp. MoMo rất mong muốn được lắng nghe ý kiến từ bạn.
ANH NGHIA DONG
April 4, 2026
This app is suck, irresponsible business practices. Link the third parties but when there is a problem, they avoid it. everyone should be careful when using apps because of their association with usury lenders app tệ hại, làm ăn vô trách nhiệm. liên kết đơn vị thứ ba nhưng khi có vấn đề thì thoái thác. Mọi người cẩn thận khi sử dụng app vì liên kết với bọn cho vay nặng lãi
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M_SERVICE JSC
April 4, 2026
Cảm ơn bạn đã để lại đánh giá. MoMo rất tiếc khi biết rằng bạn không hài lòng với trải nghiệm MoMo. Để có thể hiểu rõ hơn và hỗ trợ bạn kịp thời, vui lòng liên hệ với chúng tôi qua hotline 1900545441 hoặc vào ứng dụng ví MoMo mục Tôi -> Trung tâm trợ giúp. MoMo rất mong muốn được lắng nghe ý kiến từ bạn.
Hoàng Vũ
October 8, 2025
The app used to work fine, but over the past six months or so it’s been crashing constantly. I often have to reopen it 4–5 times just to complete one transaction. In worse cases, I end up switching to another payment app. Previously, it only had occasional errors during holidays — usually with a message saying "There were too many transactions at once" — but now the crashing bug is happening all the time. Please fix this issue soon.
60 people found this review helpful
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M_SERVICE JSC
October 8, 2025
Cảm ơn bạn đã để lại đánh giá. MoMo rất tiếc khi biết rằng bạn không hài lòng với trải nghiệm MoMo. Để có thể hiểu rõ hơn và hỗ trợ bạn kịp thời, vui lòng liên hệ với chúng tôi qua hotline 1900545441 hoặc vào ứng dụng ví MoMo mục Tôi -> Trung tâm trợ giúp. MoMo rất mong muốn được lắng nghe ý kiến từ bạn.

What’s new

- Phiên bản 5.0 của MoMo đã chính thức được phát hành với nhiều cải tiến về hiệu năng và tốc độ ứng dụng.
- Cập nhật ngay để trải nghiệm dịch vụ thanh toán an toàn, tiện lợi và hiện đại nhất.

App support

Phone number
+841900545441
About the developer
ONLINE MOBILE SERVICES JOINT STOCK COMPANY
appledev@mservice.com.vn
No. 8 Hoang Van Thai Street, Phu My Hung Building, Floor 6, Thành phố Hồ Chí Minh 700000 Vietnam
+84 775 858 523