MoMo-Trợ Thủ Tài Chính với AI

4.2
695K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
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About this app

MoMo - Your AI-powered financial assistant helps you do more with money
1. Convenient Payments
- Fast, anytime, anywhere: Easily pay at thousands of locations, from stores to online services.

- Diverse Services: Pay bills, top up your account, buy tickets, book flights in seconds.

- Easy Bank Linking: Supports most major banks in Vietnam.

2. Diverse Financial Services
- Expense Control: Automatically categorize and quickly enter expenses, reminders to avoid overspending.

- Flexible Savings: Starting from just 10,000 VND, easily generate returns (*).

- Quick Loans, No Income Verification Required: Approval in 1 minute, limits up to 50 million VND (*).

- Simple Investments: Small capital required, easy tracking on the app (*).

3. Safety & Security
- 5-Layer AI Security Technology: Protects your account 24/7, detects and prevents unusual transactions.

- Strategic Partner of Major Banks: Ensures the highest PCI DSS security standards.

MoMo Wear OS - Convenient Payments & Fast Money Receipts:
The application allows users to:
- Open the MoMo app directly on their Wear OS watch
- Enter a PIN to generate a QR/Barcode for payment
- Use the QR code to pay at MoMo-accepting points
- Receive money from friends and family
- Connect and synchronize data with the MoMo app on their phone

4. Health & Community

- Build a habit of walking with MoMo every day: when you allow it, MoMo reads your daily step count from Health Connect (or counts steps directly on the device) to track your progress and walking goals.

- Reach daily step milestones to receive virtual rewards — pig feed and Golden Pigs in MoMo Piggy Bank. These items are for encouragement only and cannot be exchanged for cash.

- Contribute Golden Pigs to verified charitable causes — MoMo sponsors the actual donation, making every step you take a kind act.

MoMo helps you access financial services easily and affordably, building a stable financial foundation and a better life.

MOMO ONLINE MOBILE SERVICES JOINT STOCK COMPANY
Address: Phu My Hung Building, 8 Hoang Van Thai Street, Tan Phu Ward, District 7, Ho Chi Minh City.
MoMo - AI financial assistant that helps you do more with money
Updated on
Aug 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Contacts
  • Data isn’t encrypted
  • You can request that data be deleted

Ratings and reviews

687K reviews
Del Elson
August 6, 2026
If you're a foreigner using this app in Vietnam then expect them to block your account regularly and then you need to go to their office in Southern Saigon to unblock it. That's been happening every few months. At the office they tell you that it's permanently unblocked but then they block it again without warning. Avoid
1 person found this review helpful
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M_SERVICE JSC
August 6, 2026
Cảm ơn bạn đã để lại đánh giá. MoMo rất tiếc khi biết rằng bạn không hài lòng với trải nghiệm MoMo. Để có thể hiểu rõ hơn và hỗ trợ bạn kịp thời, vui lòng liên hệ với chúng tôi qua hotline 1900545441 hoặc vào ứng dụng ví MoMo mục Tôi -> Trung tâm trợ giúp. MoMo rất mong muốn được lắng nghe ý kiến từ bạn.
min link
July 13, 2026
They act as a middleman in transactions until they suddenly take your money and don't return it. You realize the truth: they weren't really a middleman; they don't respond to customer service. They don't offer real support and just take the money and stay silent.
2 people found this review helpful
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Hoàng Vũ
October 8, 2025
The app used to work fine, but over the past six months or so it’s been crashing constantly. I often have to reopen it 4–5 times just to complete one transaction. In worse cases, I end up switching to another payment app. Previously, it only had occasional errors during holidays — usually with a message saying "There were too many transactions at once" — but now the crashing bug is happening all the time. Please fix this issue soon.
81 people found this review helpful
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M_SERVICE JSC
October 8, 2025
Cảm ơn bạn đã để lại đánh giá. MoMo rất tiếc khi biết rằng bạn không hài lòng với trải nghiệm MoMo. Để có thể hiểu rõ hơn và hỗ trợ bạn kịp thời, vui lòng liên hệ với chúng tôi qua hotline 1900545441 hoặc vào ứng dụng ví MoMo mục Tôi -> Trung tâm trợ giúp. MoMo rất mong muốn được lắng nghe ý kiến từ bạn.

What’s new

- MoMo đã chính thức được phát hành với nhiều cải tiến về hiệu năng và tốc độ ứng dụng.
- Hỗ trợ thanh toán QR tại hơn 100 triệu điểm chấp nhận thanh toán nước ngoài khi người dùng đi du lịch tới hơn 60 nước trên thế giới bao gồm Trung Quốc, Thái Lan, Malaysia, Nhật Bản, Hàn Quốc, Singapore, ...
- Cập nhật ngay để trải nghiệm dịch vụ thanh toán an toàn, tiện lợi và hiện đại nhất.
Content rating
Everyone
Learn more

App support

Phone number
+841900545441
About the developer
ONLINE MOBILE SERVICES JOINT STOCK COMPANY
appledev@mservice.com.vn
No. 8 Hoang Van Thai Street, Phu My Hung Building, Floor 6, Thành phố Hồ Chí Minh 700000 Vietnam
+84 775 858 523