Kotak - 811 & Mobile Banking

4.3
1.11M reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era.
If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

If you are an existing Kotak customer, you can use the 180+ features of the app to Bank, Pay bills, Invest, Shop and access services.
One of our recent additions to the 180+ features is our new Pay Your Contact feature, where you can now send money to anyone using just their mobile Number

• Bank on the go:
Manage all your financial transactions, send and receive money through NEFT, IMPS and RTGS & UPI, request for a cheque book and much more
• Shop at your fingertips:
Dive into KayMall and shop via Flipkart, Amazon, Bigbasket, book flights and hotel rooms via Goibibo and book train tickets (IRCTC Authorized Partner) and much more
• Pay your bills:
Pay your Mobile Recharge, DTH payments and other bills with the online BillPay feature. Also, use the AutoPay feature to remember your monthly bills and pay them automatically from your account. Never miss a deadline again
• Services:
Instant completion on requesting for services such as updation of profile details, switching on/off of your Debit/Credit Card online

There's a lot more you can do with our Mobile Banking App:
• Transfer money instantly using BHIM UPI without the need for any bank information
• Transfer funds easily on the go without registering a beneficiary
• Send money with Pay Your Contact, by just knowing your beneficiary’s mobile number
• Book train tickets (IRCTC Authorized Partner), Flight tickets, Bus tickets, Hotels. Shop on Amazon, Flipkart, BigBasket, and more in KayMall
• Recharge your mobile & DTH subscriptions with ease
• Purchase and redeem Mutual Funds and keep track of your investments
• Apply for a Kotak Credit Card
• Regenerate your Debit and Credit card PINs
• In case of loss, temporarily switch off your Kotak Debit Card for security purpose
• Pay Credit Card bill online
• Check your Bank Account statement
• Check your account balance
• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture

And that’s not all!
Mid-month cash crunch or an emergency? Get your salary in advance!
Kotak Payday Loan is available with just a few taps. Repay the loan when your salary gets credited next month.
Features of Payday Loan:
• Get a loan within seconds starting at Rs.3,000
• Pay interest as low as Re.1 per day
• Avail loan with no documentation
Eligible users can apply from the ‘Apply Now’ section.


Get started:
To get started, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.
Kotak Bank App requires following permissions:
- Contacts: This is required to allow you fetching mobile number while mobile / DTH recharge or sharing IFSC/MMID
- Location: This is required for Branch / ATM locator
- Photos / Media / Files / Camera: This is required to let you access gallery / click an image to set profile picture.
- Phone: This is required to let you dial customer contact center
- SMS: This is required to auto activate the device during activation process.
- Read SMS : This will be applicable for select customers and basis customers' specific consent, KMB App will access device level alternate data for credit risk assessment and decisioning towards better product offering.

Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation.
If you have upgraded your phone to the new Android Nougat, and are facing any error with Kotak Mobile app, please re-install the App. Sorry for the inconvenience.
Updated on
Jul 26, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted
4.3
1.11M reviews
PIKULAL BEHERA
August 8, 2022
Mostly very slow. It has an option to book flight tickets, but it mostly shows no flights for the route even when flights are actually available. The moment you click on credit card statement, the app goes on a monk mode. But if by mistake you click on any offers, the page opening really fast. Crazy weird app. Not sure why this is so slow.
80 people found this review helpful
Did you find this helpful?
Kotak Mahindra Bank Ltd.
August 8, 2022
Hi! We are sorry to know that you are facing some issues. We want to make things right here. Please drop us an email at Social.Experts@kotak.com elaborating on the concern and your CRN or contact details. We assure you that we shall do whatever it takes to fix this. ^Team Kotak
Deepak Kumar Das
August 7, 2022
With the new version of the Kotak Mahindra Apo any tab you click on it takes few secs to show the results. It's just a laggy experience. I am hoping all would be facing same experience. This was not before, with the last few updates have this leggy behavior which is annoying. Please correct as soon as possible as it's not expected this kind of experience from a bank like this.
108 people found this review helpful
Did you find this helpful?
Kotak Mahindra Bank Ltd.
August 7, 2022
Hi! We are sorry to know that you are facing some issues. We want to make things right here. Please drop us an email at Social.Experts@kotak.com elaborating on the concern and your CRN or contact details. We assure you that we shall do whatever it takes to fix this. ^Team Kotak
pradeep potharla
August 13, 2022
Worst banking experience they offered credit card with huge limit when we took they gave me very minimal amount, it was still same amount when I used more than six months and this month when I paid credit card bill it was not reflected in the app it is showing penalty, when I reaching for support it always shows I'm learning, very worst kotak bank, this account was not referrable, please don't use it.
Did you find this helpful?
Kotak Mahindra Bank Ltd.
August 13, 2022
Hi! We are sorry to know that you are facing some issues. We want to make things right here. Please drop us an email at Social.Experts@kotak.com elaborating on the concern and your CRN or contact details. We assure you that we shall do whatever it takes to fix this. ^Team Kotak

What's new


1. Scan n Pay : Now upload QR code from Gallery to make payment
2. Investment: Now Book Multiple SIPs with Kotak Insta SIP
3. Safe Banking tips: Do's and Don'ts to protect yourself and Stay safe online
4. Security: Minor App fixes/security enhancements to improve your banking experience