M&T Mobile Banking

M&T Bank

About this app

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App¹ built for both personal and business customers.

Access your Account Conveniently
•  See available balances, transactions, credit limits, and check images
•  Centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
•  Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
•  Get notified with M&T Alerts through text, email, or app notification
Move Money Swiftly
•  Send money with Zelle®¹ to almost anyone with a bank account in the U.S.
•  Deposit Checks
•  Use M&T Flash Funds™ to deposit qualifying checks with immediate availability²
•  Transfer funds between M&T accounts or make M&T loan & credit card payments•  Pay bills with the confidence of our M&T Bill Pay Guarantee³
Manage your Card Easily
•  Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
•  Add authorized users to your personal and business M&T credit cards
•  View your M&T credit card rewards points and access your rewards account
Reach Us Readily
•  Call us, using any one of our contact numbers
•  Search FAQs for help with questions
•  Find the branch and ATM nearest to you


Disclosures:
¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.³To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © 2021 M&T Bank. Member FDIC.

Ratings and reviews

Update. 3 years later. I HATE the fact that it alerts me if a "withdrawal" about 3 plus days (maybe more!) after the fact of the purchase 😳 drives me crazy. I think that my account is about to go in the negative or they there's an unauthorized purchase. 😤 ............. I love that it shows my beginning AND ending balance within the list of transactions. Very helpful. I'm certain I don't use the app to the fullest.

**UPDATE** Uninstalling doesn't work. Clesring Cache doesn't work. Calling doesn't work. Stop copying and pasting a message to your customers & FIX THE APP! This is ridiculous. I keep getting an alert saying the app has a bug & to update once there is a fix, but when is the fix coming? Not having the app function properly makes banking very inconvenient! Considering making a switch.

Update, 12/2/21: No improvement. Still great WHEN IT WORKS! Unfortunately, that isn't very often. At least half of the time when I try to open this app I get that little wormy icon chasing its tail and the message "loading". The only cure is to uninstall, then reinstall the app. Then it works fine two or three times, then it refuses to open again. As I said, when it works it's fast and convenient and let's me do most of my banking from home, but the glitch is extremely frustrating!

What's new

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes:
• Enhanced accessibility for customers utilizing screen readers and assistive technologies
• Other minor fixes and updates