Muthoot FinCorp ONE

Muthoot FinCorp ONE

About this app

Muthoot FinCorp ONE is an all-in-one financial app for loans, payments, forex, money transfers, insurances, savings & investment. An SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy of 137+ years & the trust of more than 1 crore customers.

Muthoot FinCorp ONE App Offers:
● Loan Marketplace
• Apply for Gold Loan via missed call, opt for Gold Loan from Home, or visit any of Muthoot FinCorp Ltd.’s 3,700+ branches pan-India
• Also apply for Personal Loans, Two-Wheeler, Used Car Loan, Housing Loans, Business Loan, Education Loans, Loan Against Property, Loan against Mutual Funds & Credit Cards
● Investments & Savings: Get eSwarna Digital Gold, apply for Swarnavarsham, invest in Fixed Deposits and Muthoot FinCorp Ltd.’s Non-Convertible Debentures (NCDs). Also create your Demat Account.
● Insurance: Get coverage for Personal Accident, Critical Illness, EMI Protection and Daily Hospicash, and purchase various insurance policies such as Cyber Insurance, Muthoot Dhan Suraksha and Muthoot Health Guard.
● Bill Payments: Make utility bill payments, credit card bill payments & do recharges.
● Forex & Money Transfer: Get forex currency, forex cards and send money abroad, & make Indo-Nepal & domestic money transfers.
● Muthoot Blue Rewards: Collect reward points on eligible products. Enjoy exclusive benefits across different membership tiers & redeem points to shop from 1,800+ products, get deals & vouchers.
● Credit Score: Fetch and monitor your credit bureau score on the app.
Loan Terms & Conditions
Gold Loan
● Loan Amount: ₹1,000 (min) to maximum as per policy
● Tenure: 180–365 days
● Interest Rate: 11.99%–30% p.a.
● Processing Fee: 0%–0.3%
● Foreclosure Fee: Nil
● Representative Example:
Gold Loan Example: For a ₹5,00,000 loan at 12.99%* annual interest, a customer paying only interest every 30 days for 270 days will pay ₹48,045 as interest. The processing fee is ₹25 (including GST); the total payable amount is ₹5,48,070 by the end of the 270-day tenure. Principal repayment is flexible within the 270-day tenure.
*Note: Figures may vary with gold rates & schemes.
Note: Final rates depend on the gold loan scheme & gold rate per gram.
Personal Loan
● Loan Amount: ₹20,000 to ₹1 Cr
● Repayment Tenure: 6 to 96 months
● Rate of Interest: 10.5% to 30%
● Processing Fees: Up to 3.54% of loan amount (incl. of applicable taxes)
● Representative Example:
A loan of ₹1,00,000 at an interest rate of 14% p.a. for 12 months results in an interest amount of ₹7,745 (reducing balance method), with a processing fee of 3.54% (₹3,540) & other charges of ₹200. The total amount to be repaid after a year is approximately ₹1,11,485. Note: This is an estimate; actual interest rate & processing fees may vary depending on the product.
Note: Interest rates and processing fees vary based on eligibility and loan product.

Following products are provided by:
● Two-Wheeler & Used Car Loans by M/S Muthoot Capital Services Ltd.
● Housing Loans by M/S Muthoot Housing Finance Company Ltd. and L&T Finance Ltd.
● Motor & Life Insurance by Muthoot Risk Insurance & Broking Services
● eSwarna Digital Gold & Swarnavarsham by Muthoot EXIM Pvt. Ltd.
● Personal Loan by Bajaj Finserv and Tata Capital Ltd.
● Business Loan by Muthoot FinCorp and Tata Capital Ltd.
● Education Loan by Credila Financial Services Ltd.
● Credit Cards by SBI Cards and IDFC Bank
● Fixed Deposit by Bajaj Finance Ltd. and LIC Housing Finance Ltd.
● Loan Against Mutual Fund by Bajaj Finance Ltd. and DSP Finance
● Personal Accident, Critical Illness, Hospicash and EMI/EDI Protect Cover, Cyber Insurance offered by Acko General Insurance
● Dhan Suraksha offered by Acko General Insurance & Tata AIG General Insurance Company
● Health Guard offered by Tata AIG General Insurance Company
● Credit Bureau score offered by CRIF & CIBIL

📞 For Assistance:Call 1800 102 1616
📩 Email:[e-mail]
🔗 Privacy Policy:muthootfincorp.com/privacy-policy
🏛 Legal Entity: MUTHOOT FINCORP LIMITED

Ratings and reviews

This app only works if you don't have any lock on your phone. I doesn't works if you have pattern lock, pin lock or password lock(I don't know about fingerprint lock) . I'm stuck on lock screen verification page because I'm not getting any prompt to type my pattern, password or pin. I don't know what to do.

This upgraded app is truly good. Iam able to manage everything including loan repayments, renewal at one click and the loan process/renewal is very quick and gets credited to the bank account within no time. I'm happy to be the customer of Muthoot since many years.

Had a great experience..... the disbursement was quick and. this app gave an option of easy option for repayment and checking of balance and lot more options which are easy..

What’s new

What's New  
• App available in Tamil now
• Check EMIs and find nearby branches before you sign in
• Manage Loyalty Loans online. Repay and get NOC easily
• Now redeem eSwarna Digital Gold Points for physical gold or jewellery
• Secure your loan with Dhan Suraksha insurance
• Stay protected with Health Guard Insurance from Tata AIG General Insurance Company
• Get a Consumer Durable Gold Loan for your favourite buys