We are India’s first credit line based personal loan app in partnership with leading banks and NBFCs. Get an instant personal loan online with zero collateral and interest rates starting from as low as 13-24.3% pa for 2 to 36 months duration. We offer you the benefits of a personal loan and credit card combined. Get a small personal loan starting ₹ 3000 to as high as a₹ 5 lakh loan instantly.
🏆Awarded the ‘Best Innovative Lending Product/Service’ by IAMAI
We currently support personal loans for salaried professionals and for self-employed professionals(not for students)
●Minimum salary: in-hand salary of ₹20,000/month
●Minimum age: 23 years or above and below 55 years
🌟How is MoneyTap different from any other personal loan?
✔️ Our credit line gives you an instant personal loan online in a 100% paperless process, no bank visit.
✔️ Once your personal loan is approved by us you can use any amount from your available credit line
➡️ But wait, there's more!
✔️ You pay interest only on borrowed amount, no interest on the unused amount.
✔️ Our personal loan interest rates start from 13 to 28.3% pa
✔️ 2-36 months flexible EMI tenures
✔️ A collateral-free personal loan
✔️ Consider it like a salary advance loan online
✔️ The fastest bank loan you can get online
✔️ Help friends or family with an emergency cash loan
For a ₹1,00,000/- loan with interest rate @ 13% per annum, a user would pay:
-> Processing fee = ₹499 + GST = ₹588/- (Line setup fee to be paid before starting the credit line)
->Interest = ₹13000
= Total amount to be repaid after a year= ₹1,13,588/-
* Interest Rate varies
🔐Security & Protection of Privacy
Data security & privacy is a top priority at MoneyTap. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified by our partner bank’s IT team.
💰Bonus: MoneyTap credit line credit card for RBL approved customers
●100% cash withdrawal from your credit card online
●50-days interest-free period
Our personal loan service is currently available in 30+ cities:
●Delhi, NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon)
●Mumbai (Mumbai, Navi Mumbai, Thane), Pune, Kolhapur, Nagpur
●Hyderabad & Secunderabad
●Chennai & Coimbatore
●Gujarat: Ahmedabad, Vadodara, Anand, Rajkot, Surat
●Chandigarh, Mohali, Panchkula
●Visakhapatnam (Vizag), Vijayawada(Expanding soon!)
📲How does MoneyTap work?
Get instant cash loan in simple steps:
● Apply for a personal loan in 4 minutes, create your profile, upload docs, check your eligibility and DONE!
● Instantly find out your pre-approved amount with our online personal loan application.
● Only PAN card number required
● Complete KYC verification after finishing your online application.
📑Documents required to get your personal loan instantly:
● Aadhar number
● Identity proof (Driving license/Voter id/Passport/Aadhar/PAN)
● Address proof (Driving license/Voter id/Passport/Aadhar/Utility bills/bank statements)
● Original passport photo/selfie
● You can get an instant personal loan online on Aadhaar card. E-sign your application with registered mobile OTP for fast-track application.
● Upon completion, your approved credit limit will be ready to use as personal loan online anytime.
🥂MoneyTap Personal Loan Uses
● Phone pe loan - use it as an urgent personal loan, 📚education loan, 🚑medical loan, 🎆wedding loan, 🏡home renovation loan, mobile loan, used car loan, loan to friends, bike or two-wheeler loan, ✈️ travel expenses, pay your rental deposit and other 💵monthly bills
● Advance salary loan: Buy home appliances, furniture, and electronics by transferring money from one of the fastest instant cash loan
● Get an easy business loan online in India.
Download our personal loan app now & happy Money Tapping! 👆