Paga - Two Worlds. One Wallet.

Paga Group Ltd

About this app

Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world.
The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN.
One login. One app. Two worlds, finally connected.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo


Physical & Virtual Visa Debit Cards

Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Google Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.

Move Money Without Borders/b>
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
Get instant notifications so you’re always in control.

PayPal, Reimagined - Paga makes PayPal work for Nigerians- FINALLY!
PayPal is now closer to home. With Paga, you can:
Top up, withdraw, and get paid in any currency, instantly in Naira.
Pay globally anywhere PayPal is accepted.
Send and receive money worldwide right from your phone.

How we protect your money

Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.

Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.

Why Paga?/b>

Over 30 million people trust Paga. Recognized by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos
Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos


Download Paga today. Two wallets, one life, no borders.

Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

Whatsapp- 08099227242
Call- 02013444300
Email- [e-mail]
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.instagram.com/my_paga
Instagram - https://x.com/paga
LinkedIn- https://www.linkedin.com/company/pagatech-limited/

Ratings and reviews

App is buggy AF!! If you open a drop-down menu and close it without selecting an option, reopening it becomes impossible and you'll need to restart the app. created an account and trying to create a "paga tag" got me locked from the app/account. For some reason the stupid app keeps thinking the "paga tag" is the same as "password". overall terrible experience so far.

Trying to create my Pagatag, but encountered an issue which led to the block of my account. I was entering the tag and I was getting a warning that I was entering the wrong password. The UI and the Logic to create the Pagatag should be adjusted and fixed. It should be clear and descriptive enough, if a password is needed before creating the Pagatag it should be stated and not asking you to choose a tag name at the end of the day you are locked out from your account.

The only problem with this app is that they use PayPal to advertise the Paga app, which does not comply with PayPal’s rules at all. I would like to warn people not to open this app because it misuses PayPal to lure users. This app is essentially a wallet, and using PayPal in this way is not right. We already have many apps for transfers that work properly, and we do not experience any issues with our transactions.

What’s new

What’s New: PayPal is now available on Paga

We’ve partnered with PayPal to make global payments easier for Nigerians.

You can now:
• Link your existing PayPal Nigeria account or create a new one directly on Paga.
• Receive money from PayPal users worldwide (Fiverr, Upwork, etc.).
• Instantly withdraw USD from your PayPal wallet into your Paga NG account.
• Enjoy competitive FX rates on withdrawals.
• Pay globally anywhere PayPal is accepted.