Latest Update: Now you can also apply for a Personal Loan on this app.
Personal Loan details -
· Low Annual Interest Rates - From minimum 10.75% to maximum 20% APR
· Loan tenure from minimum 1 year to maximum 7 years
· Personal Loan Quotes from Top 18 banks
· EMI starting from Rs. 2162/lac onwards
· Personal loans up to Rs. 40 Lacs
· Minimum salary eligibility only Rs 35,000 per month
· Processing fees depends on the banks/ NBFCs and ranges from Nil to 2.5% + GST.
· Part-payment will be allowed subject to loan tenure of 12 EMIs being completed.
Note: All Loans are above One Year Tenure. We do not provide Short Term Loans or Pay-Day Loans.
If you are borrowing a loan amount of Rs 1 Lac and your APR or annual interest rate is 11.25%, and you loan duration is 4 years, then your monthly EMI is Rs 2597 and the Total Amount with interest comes to Rs 1,24,642.
Features of Wishfin CIBIL Score Check App:
· Check Your Credit Score FREE for 12 months
· Monitor your Repayment Status of outstanding loans.
· See the detailed Credit Report of all your transactions.
· Keep an eye on the progress of your Credit Score every month.
· Search for Location-Based offers on your current credit cards.
· Check recommended products based on your CIBIL Score.
· Buy 9.9% pure Digital Gold.
Now you can buy 24k Digital Gold on the Wishfin App:
* Buy and Sell Gold anytime, start as low as ₹100
*Know the Live Rate of Gold.
*100% purity & security
New CIBIL 3.0 launched:
Now you can check your credit score (CIBIL) for Free using the Wishfin Free Credit Score Mobile Application. This application will help you keep an eye on your CIBIL Score so that you can apply for a loan or credit card in the future and get a smooth approval. It is absolutely free and you don’t need any technical expertise to use this application. A new user will find it easy to check the Credit Score as this application comes with a user-friendly interface.
Explore Latest Credit Card Offers:
Once you check your CIBIL Score on this app, it will show you the credit cards you are actively using. You can next check the offers of your existing credit cards. This app will automatically display the names of different credit cards. All you need to do is select the credit card you have and see the offers that exist on the same across different cities.
Points to Remember on CIBIL Score:
· TransUnion CIBIL is an Official Partner of Wishfin.
· CIBIL Scores are generated by TransUnion CIBIL.
· Checking your CIBIL Score frequently on Wishfin Application won’t impact your Credit Score.
· All the Information you enter directly goes to the TransUnion CIBIL and it is Secure and Protected.
· In case of wrong information, the Wishfin Application will assign you a credit score of 0 or 1, usually given to those who don’t have a credit history or their history is inadequate.
Wishfin is an online finance portal owned and controlled by Mywish Marketplaces Pvt. Ltd. that has a tie-up with 43 different banking and non-banking financial institutions. It has fulfilled the financial needs of 3.5 Crore customers until now. More than US$ 3 Billon has been disbursed by the company since its formation and it has the mindset to disburse more and fulfil the financial requirement of the individuals.
Services of Wishfin
· FREE CIBIL Credit Score
· Personal Loan
· Home Loan
· Gold Loan
· Credit Cards
· Credit Card Rewards
· Mutual Funds
· Digital Gold
· Interest Rates
· Balance Transfer
Now, you can compare all kinds of debt in one place rather than visiting different websites of the various financial institutions. Compare Credit Cards, Personal Loan, Gold Loan, Home Loan and Mutual Funds of the different banking and non-banking financial institutions on Wishfin.
Helpdesk: - +91-8882935454
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