Wishfin CIBIL Score Check

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About this app

New CIBIL 3.0 launch:
Now you can check your free credit score using the Wishfin CIBIL Score App.
This will help you track your CIBIL Score monthly so that you can apply for a credit card or personal loan in the future and get a smooth approval. New app design makes it easy to use.

Points to Remember on CIBIL Score:
· A CIBIL Score is a three-digit number that denotes your credit score. The CIBIL credit score scale starts from 300 and ends in maximum 900. If you are closer to a credit score of 900 then it is considered a good CIBIL score by banks and if closer to 300, then it’s a bad credit score. Therefore, it is necessary to keep an eye on your CIBIL Score by checking it monthly.
· Wishfin is the first official fintech partner of TransUnion CIBIL (Credit Information Bureau of India). TransUnion is the company that provides you with the official CIBIL score.
· Checking your CIBIL Score every month on the Wishfin App won’t impact your Credit Score.
· All Information you enter directly goes to TransUnion CIBIL. It's secure and protected.
· Please note that a 0 or -1 score is not necessarily bad. It only means you have no credit history and CIBIL cannot assign a score. The moment you start using a credit card or paying EMIs, your credit score history will start.

Features of the Wishfin App:
· Check CIBIL Score FREE for 12 months
· Monitor Card Repayment Status & Credit Utilization
· Get detailed Credit Report & Credit history
· Check monthly progress of Credit Score
· Search for Location-Based offers on your credit cards
· Recommended products based on your free CIBIL Score.
. Choose from a wide range of Personal Loan from India's top NBFCs like Tata Capital Limited, DMI Finance Private Limited,Piramal Capital and Housing Finance Limited, IIFL Finance Limited,Fibe.

Customers applying for a Personal Loan should note that:
. Loan amounts range from minimum ₹10000 to maximum ₹50 Lacs.
. Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from Lowest interest rates ranges from minimum 10.50% to maximum 28% APR.
. Repayment tenure starts from minimum 12 months to maximum 60 months.
. Processing fee ranges from minimum 2% to maximum 4%.

Representative Example:
For a principal amount of ₹500,000 with an APR of 20% over a repayment tenure of 3 years, the Total Cost of the Loan is as follows:

Equated Monthly Installment (EMI): ₹18,582
Total Interest Charges: ₹168,945
Loan Processing Fees @ 2% of the principal: ₹10,000
Documentation Charges: ₹500
Amortization Schedule Charges: ₹200
Total Cost of the Loan: ₹679,645

. In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy.
. Pre-payment options may or may not be available and applicable charges for the same may vary depending upon the lender.


About Wishfin:
Wishfin runs customer friendly, neutral, financial marketplaces that leverage proprietary tech to ensure customers discover the right banking solution for their needs. To empower users, Wishfin provides free credit score from CIBIL. Wishfin now has more than 40 million customers and has disbursed more than ₹25,000 Crore worth of credit through its platform.

Contact Us:
Helpdesk: - +91-8882935454
E-mail: appsupport@wishfin.com
Wishfin Privacy Policy: https://www.wishfin.com/privacy-policy

Updated on
Jul 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

What's new

Bug Fixing and Functionality Improvement