Navy Federal Credit Union

84.9K reviews
Content rating
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About this app

Bank easy with the Navy Federal mobile app! With a great look and feel, we’ve made the mobile app easier to find information on your accounts and transactions. Breeze through payments, transfers, and check deposits with just a few taps. Quickly sign-in using a 4-digit passcode. Apply for a credit card, a personal loan, or membership, or find your closest ATM or branch.


• Safe and Secure. Access your accounts 24 hours a day.
• Use your fingerprint or a four digit passcode to see your balances quicker.
• Easier to find information on your accounts, including transaction details and running balance.
• Make an internal, member, or external transfer through one easy process.
• Bill Pay for making payments on the go.
• Automatically deposit checks using your camera.
• View scheduled transactions, including pending deposits, upcoming transfers, and bill payments.
• Make payments directly to Navy Federal consumer loans, mortgages and credit cards.
• Apply for new credit cards or personal loans, or become a Navy Federal member.
• View and manage statements
• View credit card reward points and redeem cash rewards.
• Order new or replacement debit cards and activate them.
• Update your debit or credit card PIN instantly.
• Change your sign-in password to keep your information safe.
• Set travel notifications.
• Find the nearest branch or ATM with a single tap.
• View rates and info on our loans and savings products, or estimate a payment with a calculator.
• Read timely articles to help educate and plan your financial life.

To sign in to mobile banking, use your Navy Federal username and password. If you are not a member, apply now using the app or call us at 1-888-842-6328 or 1-703-255-8837.

As always, if you have any issues with our app, you can call us at 1-888-842-6328 or 1-703-255-8837, or reach us via Twitter at @NavyFederalHelp.

Federally insured by NCUA.

Message and data rates may apply.
Updated on
Oct 6, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Financial info, and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
84.9K reviews
Jason Warner
November 15, 2022
Solid predictable operation, consistently gets it done. The noble check deposit portion of the app, could improve it's interface with the camera app on the mobile device. Allowing the user to select the optimum settings to take the picture with maximum clarity. Without this ability the mobile deposit portion has not worked for me yet in all these years. However, I will keep trying to make this deposit.
15 people found this review helpful
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Navy Federal
November 15, 2022
We are sorry to hear that you are having difficulties with mobile deposit. In order to troubleshoot this feature, please contact us any time at 1-888-842-6328. - FC
Arc Riley
September 28, 2022
Generally speaking the app works well, though the sometimes difficult to find where things are. The developers have some strange ideas about what notifications we need though, eg every time you use the app you can expect to receive a notification several minutes later that you've been automatically logged out of the app for inactivity. I haven't found how to turn this off, I've just started ignoring all navy federal notifications as a result of always having this notification up.
163 people found this review helpful
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Navy Federal
September 28, 2022
Thank you for taking the time to review our app. If you close the app after using it, you will not get this notification. The notification is related to protect your account if there no activity with the open app. - FC
Frank Pazdzinski IV
July 11, 2022
I really like how convenient the app makes everything; deposits, bill paying, account status. It would be nice if there was a feature that allows you to add a personal check to the pending transactions. You could enter the check number so that when the check gets deposited, the check can automatically move to completed transactions. That way the Available Balance can reflect the check amount in case it takes a while for the check to be deposited.
262 people found this review helpful
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Navy Federal
July 18, 2022
Frank, thank you for taking the time to review our app. Your suggestion will be passed to the developers for possible app update in the future. - FC

What's new

We tightened some bolts and lovingly applied a fresh coat of paint to:
- IRA account details
- Replacement debit cards
- Credit card payments