Navy Federal Credit Union

Navy Federal

About this app

Bank easy with the Navy Federal mobile app! With a great look and feel, we’ve made the mobile app easier to find information on your accounts and transactions. Breeze through payments, transfers, and check deposits with just a few taps. Quickly sign-in using a 4-digit passcode. Apply for a credit card, a personal loan, or membership, or find your closest ATM or branch.

Features:

• Safe and Secure. Access your accounts 24 hours a day.
• Use your fingerprint or a four digit passcode to see your balances quicker.
• Easier to find information on your accounts, including transaction details and running balance.
• Make an internal, member, or external transfer through one easy process.
• Bill Pay for making payments on the go.
• Automatically deposit checks using your camera.
• View scheduled transactions, including pending deposits, upcoming transfers, and bill payments.
• Make payments directly to Navy Federal consumer loans, mortgages and credit cards.
• Apply for new credit cards or personal loans, or become a Navy Federal member.
• View and manage statements
• View credit card reward points and redeem cash rewards.
• Order new or replacement debit cards and activate them.
• Update your debit or credit card PIN instantly.
• Change your sign-in password to keep your information safe.
• Set travel notifications.
• Find the nearest branch or ATM with a single tap.
• View rates and info on our loans and savings products, or estimate a payment with a calculator.
• Read timely articles to help educate and plan your financial life.


To sign in to mobile banking, use your Navy Federal username and password. If you are not a member, apply now using the app or call us at 1-888-842-6328 or 1-703-255-8837.

As always, if you have any issues with our app, you can call us at 1-888-842-6328 or 1-703-255-8837, or reach us via Twitter at @NavyFederalHelp.

Federally insured by NCUA.

Message and data rates may apply.

Ratings and reviews

5/16/2025 - most recent update no longer shows me transction history - I get a prompt to try again. I am an Android user and uninstalled and re-installed app and still no luck. It is very important to me to be able to see transactions so I can recognize if there is a fraudulent charge or amount and report it immediately.

Like many others have stated, I don't like the new updates at all. Every day for the past 3 days, I have uninstalled and reinstalled the app bc I cannot log in. It just says "Authentication Failed" and I cannot log in. I've been a customer for years, and I've never had these types of problems with the app. The older version was much more user-friendly, and it actually worked.

Nothing but issues with the app lately more so after the changed everything up a few months ago and completely ignored their users on what we wanted. I get "generic error", "authentication failed", or random "scheduled maintenance" messaged. When I need the app I can't rely on it. Unfortunately there's no Navy Federal where I'm from so I might end up switching credit unions

What’s new

Many card related improvements are in store for you!

-Replace your credit card without getting a new card number
-Business members can now replace their debit card
-Improved experience for scheduling credit card payments