Fluency - The Global Cryptobank of the Future.

One in 10 central banks surveyed in 2019 said it was likely to offer digital currencies within the next three years, covering about 20% of the world’s population, according to a report from the Bank for International Settlements.

Get ready for national digital currencies arrival. Fluency is the next generation of banking connecting cryptocurrency and traditional money banking. Open a current account in minutes and make instant transactions in both traditional currency and cryptocurrencies.

Our mission is to enable everyone with the ability to access major and national digital currencies, when they will be become available, safely and effortlessly - just as they would with traditional money.

We’ve attracted international media attention and were even featured in Forbes in a four-page article in February.

Get a unified current account.
In minutes. Neobank fees. Fund your account instantly and for free by card, by bank transfer, or by cryptocurrency.

We removed the need for withdrawal entirely. Simply exchange crypto to fiat and receive your exchange into your current bank account instantly.

Pay anyone in the world by bank transfers or cryptocurrencies.

Buy and sell cryptocurrency. Instantly. For Free.
Instant, free exchange between crypto and fiat currencies up to £5,000 per month.
Use cryptocurrency as you would traditional money, whenever and wherever you need it. 
One card to rule them all.
One multicurrency crypto-backed debit card for all operations.
Freeze and unfreeze your card when needed for complete control over your accounts.

Tier-1 banking level hardware security.
With Fluency you get Tier-1 banking level security. We store your cryptocurrencies in dedicated hardware security modules located in Swiss Alps.

The modules are located under 1,000 metres of granite in a heavily guarded bunker in Switzerland.
We never grant third-party access. Now that’s secure.
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What's New

Fixes in strings
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Additional Information

April 29, 2020
Current Version
Requires Android
4.1 and up
Content Rating
Offered By
Fluency App Ltd.
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